Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jun 24, 2019

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Car insurance costs for a Dodge Charger make up a significant portion of the vehicle’s total cost of ownership.

Other components of the Dodge Charger’s cost of ownership include fuel, repairs and maintenance, taxes and depreciation.

While these other costs tend to be fixed, car insurance costs can vary greatly depending on your driving record, your marital status, your age and even your gender. Your credit history also plays an important role when insurance companies calculate what your rates will be.

Read this article carefully for important details about the Dodge Charger. Compare Auto Insurance Quotes with our FREE quote tool now!

Dodge Charger Facts

The Dodge Charger name has been a part of the Dodge family since 1964, but it has been applied to several different models. Dodge never mass-produced the concept version of the Charger that went on display at auto shows in 1964.

However, it introduced the Charger 273 as an optional package for the Dodge Dart in 1965. The following year, the Dodge Charger B-Body was introduced. This classic muscle car remained on the American market until 1978.

The Dodge Charger was briefly discontinued until it appeared again in 1983 as the Charger L-Body, a subcompact hatchback model that was available for just four years.

Although the modern Dodge Charger concept was introduced in 1999, Dodge did not make a production Charger available to consumers until 2006.

This sports sedan, labeled the Dodge Charger LX, was redesigned as the Dodge Charger LY for the 2011 model year.

The first generation Dodge Charger has achieved sales of over 200,000 in the U.S. This figure includes sales of the Police Package version, which features enhanced braking, steering and safety systems to equip it for high-speed pursuits.

Dodge Chargers with the Police Package are used by law enforcement officers of the Michigan State Police, the New York City Police Department, the Memphis Police and the California Highway Patrol.

Chargers are also used by law enforcement officers across the globe in countries like Mexico, Chile, Kuwait and Lebanon.

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Dodge Charger Engine Types

The first generation Dodge Charger was available with a total of five different engine options. The least powerful engine on the Dodge Charger SE was a 2.7 liter V6 that generated just 178 horsepower.

The most powerful engine option on the 2006-2010 Dodge Charger was a 6.1 liter V8 Hemi that generated 425 horsepower and 420 pounds per foot of torque.

Standard Dodge Chargers came with rear-wheel drive, but some models included an all-wheel drive option. Both 4- and 5-speed automatic transmissions were available.

The 2011 Dodge Charger features a smaller selection of engines, but they are even more powerful than those available on the first generation model.

The entry-level Dodge Charger SE features a 3.6 liter V6 Pentastar engine that delivers 288 horsepower, and the Dodge Charger R/T includes a 5.7 liter V8 Hemi that gets 360 horsepower.

The SRT-8 is outfitted with the Charger’s most powerful engine yet, a 6.4 liter V8 Hemi that produces 465 horsepower.

Dodge Charger Performance

Compared to its competition, the 2010 Dodge Charger ranked fourth out of the four cars in U.S. News and World Report’s muscle car category. The 2011 Ford Mustang and Chevrolet Camero came in at numbers one and two, and the 2010 Dodge Challenger ranked third.

While critics approved of the Charger’s performance when equipped with a V8 Hemi, U.S. News described the base model Chargers as “bold-looking family sedans.”

Despite the lower level of performance delivered by the base model Dodge Charger SE, it still costs about $2,000 more than the #1-ranked Ford Mustang’s entry-level model. Its gas mileage is also less impressive, at 18 mpg in the city and 26 mpg on the highway.

The 2011 Dodge Charger SE boasts slightly improved fuel economy at 18 city mpg and 27 highway mpg, which is impressive considering that the engine is slightly more powerful than the one in the first generation Charger SE.

The starting price is also over $1,000 higher than the 2010 Dodge Charger’s starting MSRP of $24,590.

Dodge Charger Interior Features

The 2011 Dodge Charger has an updated interior that includes a 4.3-inch touch screen display, keyless entry, a stereo with six speakers, steering wheel-mounted controls and a remote USB port.

A UConnect Voice Command System, Bluetooth connectivity and SIRIUS Satellite Radio are all optional features. All models except for the base Charger SE are equipped with heated, adjustable front seats.

Dodge Charger Safety Features

The 2011 Dodge Charger is outfitted with extensive safety features like a tire pressure monitoring display, electronic stability control, hill assist, electronic traction control, 4-wheel antilock brakes and side-curtain airbags.

The 2011 Dodge Charger has not yet been crash-tested by the insurance industry or the federal government.

However, the 2010 Charger received good ratings, including five out of five stars for front-impact crashes and four out of five stars for rollovers.

How much is car insurance for a Dodge Charger?

Kelley Blue Book estimates that the total cost of ownership for a 2011 Dodge Charger is just over $40,000 for five years.

This figure includes over $15,500 in depreciation, nearly $3,000 for financing, just under $3,000 for maintenance and repairs and about $10,000 for fuel. This makes the 2011 Dodge Charger over $5,000 more expensive to own than the average car in its class.

Insurance costs for the Dodge Charger are also part of this calculation, and Kelley Blue Book estimates that they will total about $8,000 over five years, or about $1,600 per year.

Insurance costs could be significantly higher or lower based on your driving record, though, so enter your zip code in the box for the best estimates.

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