How much is auto insurance for a Volkswagen Touareg?

If you are in the market for a luxury midsize SUV, the Volkswagen Touareg should undoubtedly on your short list. U.S. News and World Report says that the Touareg is completely redesigned for the 2011 model year with all-wheel drive, a standard 8-speed transmission and available diesel and hybrid options for environmentally-conscious consumers.

Before you make your purchase take a minute to research the Touareg’s long-term cost of ownership including fuel costs, repair and maintenance costs and auto insurance rates.

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How much is auto insurance for the Volkswagen Touareg?

Compared to competitors like the Mercedes-Benz M Class, the Lexus RX-350, and the Acura MDX, average car insurance rates for the Volkswagen Touareg are high. According to Edmunds, the average 2011 Volkswagen Touareg owner will pay around $1,858 per year or $155 per month for car insurance.

Edmunds estimates that the Lexus RX-350 and the Acura MDX will only cost about $147 per month to insure, and typical rates for the M Class are even lower, at around $134 per month.

Repair and Maintenance Costs for the Touareg

Auto insurance rates for the Volkswagen Touareg may be on the high side, but Touareg drivers will save money on scheduled maintenance. Edmunds estimates that over the first five years of ownership, the maintenance bills for the 2011 Touareg will only total about $3,673.

Over $2,000 of this is expected to be due during the fourth year of ownership. Edmunds expects that scheduled maintenance costs for the Acura MDX will be around $4,329 for the first five years, and around $4,825 for the RX-350.

The Mercedes M Class has the highest expected maintenance costs, at over $6,738 for the first five years.

Repair costs for the Volkswagen Touareg should be around $1,040 for the first five years, according to Edmunds’ estimates. They are comparable to the estimated repair costs for the Acura MDX and the Lexus RX-350, and they are much lower than the 2011 Mercedes M Class’ estimated repair costs of $2,611.

Compared to the competition, the Volkswagen Touareg is a bit expensive to insure, but its repair costs are average and its scheduled maintenance costs are low.

Volkswagen Touareg Fuel Costs

The base model Volkswagen Touareg gets 16 city mpg and 23 highway mpg, which is about average for the luxury midsize SUV class.

The Lincoln MKX offers the best fuel economy for a gasoline-powered vehicle in this category at 19 mpg in the city and 26 mpg on the highway. The Lexus RX-350 also delivers respectable fuel efficiency with an EPA-rated 18 city mpg/25 highway mpg.

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If you’re willing to spend a bit more, though, you can improve the Touareg’s fuel efficiency by upgrading to the V6 TDI Clean Diesel engine, which gets 19 city mpg/28 highway mpg, or the V6 TSI Hybrid, which gets 20 city mpg/24 highway mpg.

If you’re interested in a luxury midsize hybrid SUV, though, the Lexus RX 450h is a more economical choice.

With a base MSRP of $46,325 and a fuel economy rating of 32 city mpg/28 highway mpg, it is much more affordable and fuel efficient than the $60,565 Touareg hybrid.

Safety Ratings and Features for the Touareg

The Insurance Institute for Highway Safety (IIHS) designated the Volkswagen Touareg a 2011 “Top Safety Pick” in its Large SUV category. The Touareg earned the IIHS’ top rating of “Good” for its performance in frontal offset, rear impact, and roof strength tests.

The federal government has not yet tested the 2011 Touareg, but the 2010 Touareg earned excellent scores in government testing. It received the highest possible score of five stars on all crash tests except the rollover test, in which it received four stars.

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Safety features in the 2011 Volkswagen Touareg are extensive, and include anti-lock brakes, emergency brake assist, stability and traction control, and active head restraints.

Other high-end standard safety features include a backup camera and a rollover sensor. Drivers can also add optional lane departure and blind spot warning systems, although Motor Trend’s reviewer complained that these systems can be overly aggressive in heavy traffic.

Other standard safety features in the Touareg include the following:

• Tire pressure monitoring
• Side-curtain air bags
• Post-collision safety system
• Electronic brake force distribution

Reviews and Ratings for the Volkswagen Touareg

U.S. News and World Report ranks the 2011 Touareg 7th out of 18 luxury midsize SUVs on the market. It tied with the Infiniti FX for the #7 spot, beating out European rivals like the Mercedes-Benz R Class, the BMW X5, and the Volvo XC90.

Reviewers like Car and Driver and Motor Trend say the Touareg is a “competent” performer with impressively smooth steering that makes navigating it a breeze.

Its base turbocharged 3.6 liter V6 engine delivers 280 horsepower, which reviewers feel is adequate for a vehicle of this curb weight. The hybrid model generates an impressive 375 horsepower, while the diesel model generates just 225 horsepower.

Critics are also pleased with the Volkswagen Touareg’s interior, which U.S. News says is an improvement over previous Touareg models. Both Road and Track and Motor Trend assert that the new Touareg interior gives Audi a run for its money.

The Touareg does not offer third-row seating, but Auto Week and Motor Trend both applaud the SUV’s spacious and versatile rear seat, which slides forward and back and reclines as well.

Although some reviewers find the Touareg’s control panel confusing, the standard navigation system is unusual even for a luxury SUV.

Other standard features include an MP3-ready Media Interface Device, satellite radio, keyless entry, and push-button start. Don’t forget to get your personalized car insurance quote for the Touareg!

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