How much is auto insurance for a Hyundai Genesis?

If you’re considering the purchase of a Hyundai Genesis, you’re most likely a car buyer who recognizes value and is interested in calculating the Genesis’ total cost of ownership.

Many car buyers neglect to consider this factor when making their purchase, but factoring a car’s depreciation, maintenance costs and auto insurance premiums into your decision can have a big impact on which car you ultimately buy.

After you review this information, enter your zip code to get car insurance info that will help you calculate your vehicle’s total cost of ownership.

About the Hyundai Genesis

The Hyundai Genesis is a midsized luxury sedan that was designed to compete with the BMW 5 Series, but with an MSRP starting at $33,000, it is priced to compete with the BMW 3 Series.

It was introduced to U.S. markets in 2008, and in 2009, it became the first Hyundai to be named “North American Car of the Year.”

Its V8 engine was named one of Ward’s “Ten Best” in 2009, and it was named “Best New Model” by Kiplinger’s Personal Finance and “New Car of the Year” by Cars.com.

U.S. News and World Report ranks the 2011 Hyundai Genesis fourth in its “Upscale Midsized Car” category, just below the BMW 3 Series, the Buick Regal and the Chevrolet Volt.

Hyundai Genesis Performance

For drivers who are looking for a bargain-priced luxury ride, the 3.8 liter V6 engine with 290 horsepower will be satisfactory. If you’re looking for a bit more kick, though, you can upgrade to 385 horsepower with a 4.6 liter V8.

With the V8 option, the Genesis outpowers any other car in its class, and it also maintains reasonable fuel economy at 17 miles per gallon in city driving and 25 miles per gallon on the highway.

The EPA rates the V6 base model at 18 city miles per gallon and 27 highway miles per gallon. The only performance-related critique of the Genesis is that while its handling is adequate, it’s not as sporty and precise as the Infiniti M or the BMW 5 Series.

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Hyundai Genesis Interior

Although reviewers like Automobile Magazine and Automobile.com note that some details are a bit off, the Hyundai Genesis’ interior evokes the overall feel of a $55,000 Mercedes.

It features leather seats and a leather-lined dash that is usually found in far more expensive vehicles, and the Genesis is also graced with the technological gadgets that drivers of luxury vehicles have come to expect.

Reviewers appreciate the fact that the climate and entertainment systems are controlled separately, which makes for a more user-friendly experience than those offered by competitors.

The only complaint regarding the interior is that the seats are not as supportive as those in German-engineered luxury cars.

Hyundai Genesis Exterior

While the Hyundai Genesis’ exterior is unquestionably stylish, some reviewers like Car and Driver consider it a bit derivative and anonymous, since many of its design elements are borrowed from other luxury cars.

One unique feature that makes it genuinely anonymous is the lack of brand identification on the front of the car.

Hyundai Genesis Safety

The 2010 Hyundai Genesis, which is mechanically very similar to the 2011 model, earned 5-star safety ratings from the federal government in rollover tests, as well as front-impact and side-impact tests.

It was a “Top Safety Pick” from the Insurance Institute for Highway Safety, which gave it the highest ratings possible for front, side and rear impacts and commended the inclusion of electronic stability control.

Standard safety features include eight air bags, front head restraints, traction control and 4-wheel antilock brakes.

Hyundai Genesis Warranty

The Genesis is covered by Hyundai’s standard 5-year, 60,000 mile warranty. The powertrain is covered for 10 years or 100,000 miles, which is far longer than any comparable luxury car. This Hyundai also includes 5 years of roadside assistance in its warranty.

How much does car insurance cost for a Hyundai Genesis?

The average total cost of ownership for a Hyundai Genesis over 5 years is about $57,536. This includes $21,148 in depreciation, so total out-of-pocket costs are closer to $36,000. Repairs over 5 years are projected to cost a reasonable $636, and maintenance costs are estimated to total $3,784.

Car insurance for a Hyundai Genesis averages about $9,379 over 5 years, which breaks down to about $1,875 per year or $156 per month.

Your insurance costs could be much higher or lower, though, so enter your zip code in the box for the most accurate estimates.

Related posts:

1. How much is car insurance for a Hyundai Genesis?
2. How much is car insurance for a BMW 3 Series?

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