How much is car insurance for a Chevrolet Volt?

If you’re in the market for a hybrid car, the new Chevrolet Volt is most likely at the top of your list.

Since it’s one of the first hybrid cars offered by an American automaker, the Volt allows you to go green and buy American at the same time.

Car insurance rates for the Chevrolet Volt will depend on lots of different factors, ranging from your age and marital status to your driving history and the state in which you live.

Other factors that have a big impact on the cost of auto insurance include the amount and type of coverage you choose.

Compare auto insurance rates in your zip code by using the box above, but first, read on to get more details about the Chevrolet Volt.

Facts About the Chevrolet Volt

The Chevrolet Volt, which came on the market in late 2010, is General Motors’ flagship hybrid vehicle. It is manufactured in Detroit, Michigan, and GM plans to manufacture just 10,000 units for 2011.

Initially, the vehicle will be available in just a few states, including California, Connecticut, New Jersey, New York, Michigan, Texas and the District of Columbia. GM plans to introduce the Chevrolet Volt nationwide and in Canada in late 2011 or early 2012.

Awards and Recognition for the Chevrolet Volt

This groundbreaking vehicle has been a hit with critics, and has won its share of auto awards. Most significantly, the Chevrolet Volt was named North American Car of the Year for 2011, and Automobile Magazine named it the 2011 Automobile of the Year.

It also took home Motor Trend’s “Car of the Year” award.

In addition, the Volt won top honors from Green Car Journal and the American Council for an Energy-Efficient Economy. It ranks first on U.S. News and World Report’s list of the best hybrid cars, above the 2011 Ford Fusion and the 2011 Toyota Prius.

How the Chevrolet Volt Works

According to GM, the Chevrolet Volt is unique among “hybrid” vehicles because it uses a plug-in electric motor to power the car for the first 25 to 50 miles (regardless of speed).

Then, when the battery powering the electric motor runs out of charge, the gasoline generator kicks in to charge the battery and keep it running. This setup means that many drivers can get to work and back without using any gasoline at all.

The Chevy Volt uses a 220-volt lithium-ion battery that can be charged by plugging it into a typical household electrical socket.

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Chevrolet Volt Range and Fuel Economy

While GM places the Chevrolet Volt’s electric-only range at between 25 and 50 miles, depending on driving style and terrain, EPA testing found the average range to be 35 miles. Including the additional range provided by the gasoline generator, the Chevrolet Volt can travel about 379 miles before it runs out of both battery charge and fuel.

When it is in all-electric mode, the EPA rates the Chevrolet Volt’s fuel economy at 93 mpg. This rating uses an electric-gasoline energy conversion that equates 33.7 kilowatt-hours of electricity to one gallon of gasoline.

In gas-only mode, the Chevrolet Volt gets about 37 mpg, according to the EPA.

The gas-only and electric-only mpg ratings average out to a 72 mpg rating overall. Test drives by automotive journalists confirm the accuracy of the EPA’s ratings.

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On-road Performance of the Chevrolet Volt

Although hybrid cars in general don’t have a reputation for great performance, reviewers like Car and Driver report satisfaction with the Chevrolet Volt’s power, acceleration and handling.

At 149 horsepower, the Volt’s electric-only mode doesn’t compare to the performance of the Ford Fusion (191 horsepower). However, it does provide more power than the Toyota Prius’ 134 horsepower hybrid powertrain.

When it comes to handling and braking, reviewers like Edmunds and Motor Trend report that the Volt is superior to other hybrids, but not quite up to par with established gasoline-powered sedans.

Left Lane News complains that the ride can be rough, but Motor Trend prefers the Chevrolet Volt’s braking to the Toyota Prius’, and Detroit Free Press calls the Volt’s handling “sporty” for a hybrid.

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Chevrolet Volt Interior and Exterior Styling

While the Chevrolet Volt on the market today is sporty and aerodynamic, it looks nothing like the futuristic concept car GM displayed when the Volt was first envisioned. Reviewers generally approve of the Volt inside and out, though.

Edmunds and U.S. News and World Report both like car’s “futuristic” cabin, which is both spacious and high-tech.

The Chevrolet Volt features XM Satellite Radio, a navigation system, Bluetooth connectivity and a hard drive for music storage, all of which are controlled from an LCD touch screen on the center console. For music-lovers, the vehicle also comes equipped with a 6-speaker Bose audio system.

Chevrolet Volt Safety Features

Since it is so new, the Chevrolet Volt has not yet been subjected to rigorous crash tests by either the federal government or the insurance industry. However, buyers can rest assured that the Volt does come with standard safety features like antilock brakes, electronic stability control and traction control.

GM’s signature OnStar system can detect a crash and contact emergency responders in the event that the vehicle’s driver and passengers are incapacitated.

Car Insurance Rates for the Chevrolet Volt

Since the Chevrolet Volt is so new to the market, car insurance premium estimates for it are not yet available. However, similar cars like the Ford Fusion Hybrid and the Toyota Prius cost between $1,400 and $1,700 per year to insure.

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