Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years Laura Walker

UPDATED: Apr 25, 2022

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When you’re shopping for car insurance for a new Honda Accord, it’s important to research the vehicle’s total cost of ownership, not just its sticker price.

Total cost of ownership includes the price of car insurance, repairs, maintenance and fuel, just to name a few items.

You can get car insurance rates for the Honda Accord by entering your zip code into the box, but first, read on to learn more about one of the United States’ most popular and reliable imported vehicles.

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About the Honda Accord

Beginning in 1976, the Honda Accord was manufactured in Japan, but Honda moved production to Marysville, Ohio in 1982. From 1982 to 1997, the Accord was the best-selling of all Japanese cars on the U.S. market.

The Accord that is currently on the market is the eighth generation design, and currently sold in Europe, China, Japan and Australia as well as the U.S.

Honda Accord Awards and Honors

Over the years, the Honda Accord has earned its share of commendations. Motor Trend designated the 1994 model the “Import Car of the Year,” and the Accord was voted “Car of the Year” in Japan three times.

In 2008, Drive magazine voted the Honda Accord “Car of the Year,” and it was on Car and Driver’s top ten list 24 times during the past three decades.

According to U.S. News and World Report, though, the Honda Accord’s dominance may be waning.

While it is still an excellent choice in the affordable midsize car category, competition from the likes of the Hyundai Sonata and the Ford Fusion pushed the 2011 model down the rankings to number eight in this cutthroat category.

Honda Accord Performance

The base model LX is equipped with a 2.4 liter, 4-cylinder engine that generates 177 horsepower. Its base MSRP is just over $21,000. The Accord EX offers 190 horsepower, and the sportiest option is the 3.5 liter V6, which produces 271 horsepower and starts at about $27,000.

U.S. News and World Report writes that there’s no critical consensus about the Honda Accord’s performance. While some reviewers feel the base engine is underpowered, most are satisfied with the power delivered by the mid-range and V6 engines.

However, some reviewers question whether the V6 is a big enough improvement over the engine in the EX to make it worth the price.

In terms of handling, most reviewers agree that it is adequate, but some critics like Edmunds say that the eighth generation is not as sporty as previous generations.

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Honda Accord Design

One thing reviewers do agree upon is that the Honda Accord’s interior is one of the most spacious in its class. In fact, the federal government actually classifies the Accord as a large car, rather than a midsize one.

Accord vehicles also get points for an interior design and finish that is more luxurious than what the competing Chevrolet Malibu has to offer.

The vehicle’s navigation system received mixed reviews, with some critics like Motor Trend complaining that it was overcomplicated.

Honda Accord Safety and Reliability

Safety and reliability have always been strong suits for the Honda Accord. Although the 2011 version has not been safety-tested yet, the mechanically similar 2010 version performed well.

Standard safety features include a total of six curtain, front and side airbags, electronic stability control, active head restraints and panic brake assist.

The federal government rated the Honda Accord well on front, side and rollover crash tests, but the car’s performance on side rear impact only earned it three out of five possible stars.

The Insurance Institute for Highway Safety also rated the Accord well in all categories except for the roof strength test, in which it received a rating of “Acceptable.”

The Honda Accord’s 3-year, 36,000 mile basic warranty meets the industry standard, but doesn’t compete with the 5-year, 60,000 mile warranty offered with the Hyundai Sonata.

The Accord’s powertrain is guaranteed for five years or 60,000 miles, and it is guaranteed against corrosion for five years.

How much is car insurance for the Honda Accord?

The average owner pays about $1,400 per year for car insurance, or around $118 per month.

It’s important to keep in mind, though, that your car insurance rates will vary based on your driving history and personal profile, as well as the extent of coverage that you choose to purchase.

To get the most accurate rates, enter your zip code in the box.

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