Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years Laura Walker

UPDATED: Apr 25, 2022

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The auto press says that the 2012 Chevrolet Malibu is a mediocre midsize sedan in most respects, but that could change when the redesigned Malibu is released in 2013.

Competitive models such as the Ford Fusion, Honda Accord and Hyundai Sonata rank higher according to some reviewers who note the 2012 Malibu’s exterior styling remains outmoded, its base 4-cylinder engine is underpowered, and its backseat is cramped.

Chevrolet Malibu V6 Review

The optional V6 Malibu gets better reviews from automotive journalists, and they also note that its trunk is spacious and its cabin is thoughtfully designed.

However, these attributes may not be enough to convince buyers to pay the additional $2,000 that the Chevy Malibu costs compared to class leaders like the Ford Fusion and Hyundai Sonata.

The 2012 Malibu’s base price is $21,975, compared to less than $20,000 for these two midsize sedans, which also offer better fuel economy than the Malibu.

Submit your zip code to above to compare auto insurance quotes now, or read on for info about Malibu ownership costs including average car insurance rates.

Chevrolet Malibu Auto Insurance Rates

The average Chevrolet Malibu driver will wind up paying around $1,419 annually for auto insurance, or $118 per month. These auto insurance rates are fairly low compared to what drivers of other midsize sedans are expected to pay.

Edmunds’ data suggests that Honda Accord drivers will pay about the same auto insurance rates as Chevy Malibu drivers but Ford Fusion owners will pay a bit more, at roughly $1,483.

Auto insurance for the Hyundai Sonata will cost owners about $1,508, according to Edmunds’ estimates, and premiums for the Toyota Camry will total about $1,633 annually. Kia Optima owners are projected to spend $1,745 a year on car insurance.

That’s over $300 more than what Chevy Malibu drivers can anticipate paying on a yearly basis, and the savings for Malibu drivers will add up to about $1,500 over five years.

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Chevy Malibu Repair Costs

Repair expenses for the Chevrolet Malibu should total just over $800 after five years, Edmunds’ projections indicate. Since the Malibu’s warranty remains in effect for most drivers during the first two years the vehicle is on the road, typical drivers don’t pay for any repairs themselves until the third year they own the car.

This initial annual repair bill will total about $118, followed by a fourth-year bill of $280. The year five repair bill should add up to about $410.

Although repair costs for the 2012 Malibu are not the lowest in its class, they are within the typical range for this type of vehicle.

For instance, Ford Fusion owners will also pay about $800 for five years of auto repairs, and Toyota Camry and Honda Accord owners can both expect bills of just under this amount. Kia Optima owners, as well as Hyundai Sonata owners, are projected to pay just $636 for repair bills during the initial five years of auto ownership.

These lower estimated bills are explained by the fact that the limited warranties offered by Kia and Hyundai are longer than those offered by Honda, Toyota, Ford, and Chevrolet.

Maintenance Expenses for the Malibu

Routine maintenance for the 2012 Malibu will cost you roughly $3,907 over five years, Edmunds expects. Service bills for years one and three will be under $500, but the second-year bill for scheduled maintenance will be nearly $650.

The fourth-year bill is projected to top $1,150, and Malibu drivers should expect a maintenance bill of $1,400 in year five.

While the Chevrolet Malibu’s repair costs are on the lower end of the spectrum compared to its competitors, its routine maintenance costs fall on the high end of the range. Kia Optima drivers will pay around $3,434 for their 5-year maintenance bills, Edmunds reports.

Ford Fusion owners will spend about $3,411, and Toyota Camry owners will only pay about $3,000. Scheduled maintenance costs for the Hyundai Sonata are also in the $3,000-range, and Honda Accord owners will only pay about $2,872 for their 5-year maintenance costs.

Crash Test Scores for the Malibu

The 2012 Malibu received strong crash test ratings from both the federal government and the insurance industry. The government’s National Highway Traffic Safety Administration (NHTSA) awarded the Malibu a 4-star overall rating, which is the second-highest possible score.

In the NHTSA’s frontal impact and rollover tests, the Malibu earned five stars, and its performance in side impact testing earned it the full five stars.

The Insurance Institute for Highway Safety (IIHS) selected the Chevrolet Malibu for its “Top Safety Pick” list. To earn a spot, a vehicle needs to demonstrate the highest level of performance on all four of the IIHS’ major collision tests, and it also needs to include electronic stability control as a standard feature.

The Chevrolet Malibu met both of these criteria, as did several other midsize sedans, including the Ford Fusion, the Kia Optima, the Subaru Forester, and the Lincoln MKZ.

2012 Malibu Fuel Economy

The Malibu’s fuel economy stats are acceptable, but not particularly impressive, compared to its competitors’. In the city, it gets 22 mpg, which beats what six other midsize sedans get, and ties with the Fusion and the Camry.

A few other gasoline-powered sedans, including the Nissan Altima, the Hyundai Sonata, the Honda Accord, and the Optima, get better city mileage.

On the highway, the Malibu’s 33 mpg is the second-best for a gas-powered vehicle in its category, after the 35 mpg delivered by the Sonata and the Optima.

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