UPDATED: Jun 29, 2022

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Written By: Jeffrey JohnsonReviewed By: Laura WalkerUPDATED: Jun 29, 2022Fact Checked

If you’re considering the purchase of a new Pontiac GTO and you’re interested in calculating the total cost of ownership for this vehicle, it’s important to get a good estimate of how much your insurance premiums will be.

Pontiac GTO insurance rates can vary substantially based on your driving record and the geographic region in which you live, but consumer surveys can give you a good idea of the average rates you’ll pay.

After you read this article for detailed info about the Pontiac GTO, you can get more personalized car insurance rates by entering your zip code in the box. Find affordable GTO insurance rates now.

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About the Pontiac GTO

The Pontiac GTO has a long and rich history in the United States, but it went out of production, perhaps for good, in 2006. The original GTO from GM’s Pontiac Division was on the U.S. market from 1964 until 1974, but it was removed from Pontiac’s line in order to make room for newer muscle-car designs like the Pontiac Grand Am.

The Pontiac GTO disappeared from the market for 30 years, but was reintroduced to somewhat lukewarm reviews in 2004 by GM’s Australian subsidiary, Holden.

The revamped Pontiac GTO lost points with the public because it was now technically an “import” from Australia, and because of its lackluster exterior design. It was discontinued in 2006, ostensibly due to engineers’ inability to redesign it to meet new federal airbag standards.

The Original Pontiac GTO

The original Pontiac GTO was every man’s muscle car, boasting under-hood power at an affordable price. This GTO featured a 6.4 liter V8 engine and cost about $4,500 with all options included.

The second generation of Pontiac GTOs, which were introduced in 1968, came with a major exterior redesign. Although the engine was similar to those used in previous models, the 2-speed automatic transmission option was dropped.

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The New Pontiac GTO

The resurrected Pontiac GTO hit markets in 2004 with two available engine options: a 5.7 liter V8 with 350 horsepower and a 6.0 liter V8 with 400 horsepower.

Transmission options for this 2-door coupe included a 4-speed automatic and a 6-speed manual. Although GM had hoped to sell 18,000 units in 2004, the production run was stopped at 15,728, with a total of 13,569 units sold.

The Pontiac GTO retailed for between $30,000 and $34,000 when new, but a used 2004-2006 model can be had for between $15,000 and $25,000, depending on the model year and condition of the vehicle.

Pontiac GTO Safety Features

Although the newest version of the Pontiac GTO was not on the market long enough to receive safety ratings from the federal safety ratings agency (NHTSA) or the insurance industry’s ratings organization (IIHS), it did feature standard safety features like antilock brakes, engine immobilization, traction control and electronic brakeforce distribution.

Comfort and Convenience in the Pontiac GTO

Just because the Pontiac GTO was designed as a muscle car doesn’t mean that it is devoid of creature comforts. Although the exterior of the car didn’t win many points with consumers, the interior is outfitted with a 200 watt Blaupunkt sound system featuring ten speakers and a 6-disc CD changer, as well as leather and chrome detailing.

Convenient interior features include cruise control for long trips and a leather steering wheel with tilting and telescopic functions.

Car Insurance Rates for the Pontiac GTO Insurance Rates

Buyers typically find that car insurance rates for performance vehicles are higher than rates for similarly-sized and priced standard models, and the Pontiac GTO is no exception.

Owners of a used 2006 Pontiac GTO will pay approximately $2,250 per year for auto insurance, which works out to about $188 per month.

Pontiac GTO insurance rates for older model years like the 2005 are significantly lower, averaging about $1,800 per year or $150 per month.

Find affordable GTO insurance rates. Don’t forget to enter your zip code in the box to get personalized car insurance rates for your Pontiac GTO.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years Laura Walker