Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jul 23, 2019

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If you’re in the market for an affordable compact SUV for your family, the 2011 Honda Element is a great choice when it comes to practicality and utility.

It’s got loads of cargo space, and its versatile rear seats can be configured in 64 different ways, according to U.S. News and World Report.

Another plus in the utility column is the 2011 Element’s durable, easy-to-clean interior materials. Honda even offers an available Dog-Friendly Package with this vehicle, which includes a built-in kennel for safely transporting your pet.

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If you’re looking for a comfortable daily commuter, however, other vehicles on the market, like the GMC Terrain or the Volkswagen Tiguan, may suit you better. The Honda Element doesn’t get high marks for having a smooth ride, comfortable seats, or lots of interior features.

The Subaru Forester is another compact SUV for consumers with outdoorsy lifestyles. It costs a bit less than the Element and comes with standard all-wheel drive. Its engine is also more fuel-efficient than the Element’s, but its cargo bay is slightly smaller.

Read on for more information about the Honda Element, including average auto insurance premiums. To view your personalized car insurance quotes at any time, just type in your zip code above!

How much is auto insurance for a Honda Element?

Insuring a Honda Element will cost the typical family $87 each month. Over five years, you’ll pay about $5,217 to insure this vehicle, or $1,043 per year. This data is provided by the National Automobile Dealers Association (NADA), which also estimates comparable rates for the 2011 Nissan Rogue.

Auto insurance rates for other compact SUVs are significantly higher, though. To insure a Honda CR-V, you’ll pay about $1,200 annually, and the projected car insurance rate for Chevy Equinox drivers is $1,356.

For Toyota RAV4 auto insurance, expect to pay roughly $1,452, which is about $50 more than what the typical Hyundai Tucson owner will pay.

Consumers who opt for a Honda Element over a Toyota RAV4 will save nearly $2,000 on auto insurance over five years, based on the NADA’s rate estimates.

Auto insurance rates for the Honda Element vary based on your level of driving experience. Although drivers with histories longer than six years will pay just over $1,000 annually to insure a 2011 Element, the NADA reports that drivers with three to six years’ experience will pay an additional $958 a year.

If you have less than three years’ experience behind the wheel, expect auto insurance premiums approaching $3,000 annually.

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Honda Element Routine Maintenance

Routine maintenance costs for the Honda Element are also lower than many of its competitors’. For the first year of service, you’ll only owe about $84, but this will more than double to $241 the second year.

During your third year of ownership, your Honda Element will likely cost you $182 in scheduled maintenance costs, and the vehicle’s fourth-year maintenance overhaul will cost about $1,421.

The 5-year maintenance cost total for this vehicle is $2,012, including the $84 service that will be necessary during the fifth year of ownership.

Scheduled maintenance expenses for the Nissan Rogue and the Honda CR-V will be between $2,000 and $2,500 for five years, while 5-year expenses for the Hyundai Tucson will between $2,500 and $3,000.

Toyota RAV4 owners will pay $3,434 for routine maintenance, which is nearly $1,500 more than what Honda Element drivers will pay. Chevy Equinox owners are anticipated to pay $4,000 for scheduled maintenance over five years.

Repair Costs for the Honda Element

Most Honda Element repairs will be covered by the vehicle’s warranty during the first two years that you own it, and you’ll pay about $328 for auto repairs during the third year of ownership. The repair expenses for both years four and five are expected to be $547, for a 5-year total of $1,422.

Repair expenses for the Nissan Rogue are about the same as the Element’s, at $1,406 for five years, but estimated repair costs for other compact SUVs are about 50% lower than the Element’s. For instance, you’ll pay just over $700 to insure a Hyundai Tucson.

Expected repair costs for the Chevy Equinox, the RAV4, and the CR-V are all within $100 of the Tucson’s repair costs.

Honda Element Crash Test Scores

The federal government NHTSA has conducted a rollover test on the 2011 Honda Element, but no other collision tests yet. In this test, the Element earned three stars out of a possible five.

The Insurance Institute for Highway Safety (IIHS) has tested the 2011 Honda Element more thoroughly, and selected it as one of its “Top Safety Picks.” This selection is based on the Element’s exceptional performance in front, side, and rear impact tests, in which it earned the best available “Good” score. Its score on the IIHS’ roof-strength test was also “Good.”

The roof strength test is different from the NHTSA’s rollover test, because it measures how well the vehicle protects occupants when a rollover actually occurs. The NHTSA’s test measures the vehicle’s probability of rolling over in the first place.

Other Honda Element competitors that earned “Top Safety Pick” status include the following compact SUVs:

  • Volkswagen Tiguan
  • Subaru Forester
  • Hyundai Tucson
  • Kia Sportage

Honda Element Seating Features

The 2011 Honda Element seats four, which is less than its competitors’ seating capacities. Reviewers complain that the Element’s seats are too hard for long rides, and that its rear seat is cramped.

Another drawback to the Element’s design is the fact that the rear doors can only be opened when the front doors are also opened, and they open in opposite directions. Reviewers like Autoblog found this arrangement quite inconvenient.

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  3. How much is auto insurance for a Hyundai Tucson?
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