UPDATED: Jun 29, 2022

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Written By: Jeffrey JohnsonReviewed By: Laura WalkerUPDATED: Jun 29, 2022Fact Checked

Car insurance companies use many strategies to attract drivers including the promise of cheap auto insurance, how drivers can save $500 or more by switching and more.

However the reality is most car insurance companies offer the same types of coverage and the real value lies in customer service and claims handling. Allstate and Nationwide are two high profile car insurance providers who seem similar in many ways.

Both are financially viable and socially responsible. However, with a little research, it’s possible to discover which option is better for you.

Use our FREE quote tool to compare insurance rates today!

About Allstate Insurance

Allstate was founded in 1931, and became a publicly traded company in 1993. Based in Chicago, Illinois, it is a Fortune 100 company with $133 billion in total assets.

This, along with an excellent financial strength rating by A.M. Best, Standard and Poor’s, and Moody’s Investors Service, demonstrates the kind of financial strength you need behind you when filing a claim.

Allstate services 17 million households, has over 14,000 insurance agencies throughout the United States and Canada and is the 2nd largest car insurance company in America.

Allstate however is not just an auto insurance company – they offer many financial services including homeowners, life and commercial insurance along with mutual funds, annuities and more.

Allstate is also notable due to their very public focus on social responsibility. Their goals include responsible business practices and community involvement, which differentiate them from many competitors.

Their efforts range from a companywide initiative to end domestic violence to contributing funds for the underprivileged to further their education.

Read a Full Allstate Insurance Review

About Nationwide Insurance

The history of Nationwide began in 1925 as the Farm Bureau Mutual Automobile Insurance Company. The goal was to create a source for reasonably-priced auto insurance for Ohio farmers.

Thirty years later, the company had outgrown its Ohio roots to include customers across the country, so they changed their name to Nationwide to reflect their new scope.

Despite its growth beyond farm bureau organizations, Nationwide is still promoted by eight farm bureaus who offer discounts to their members.

Today, Nationwide is one of the largest insurance and financial firms in the world, with $135 billion in assets.

Nationwide was one of the few companies of its type to be fully prepared for the recent recession. Their contingency plan enabled them to continue stable operations without necessitating a bailout.

They also received high marks for financial strength from A.M. Best, Standard & Poor’s, and Moody’s. A financially strong company is better able to help when you need it.

Nationwide offers a massive array of insurance products, from home and auto to small business insurance. Their other products and services are impressive as well, with offers in investment, banking, and business.

They are also active participants in social causes and volunteerism.

Read a full Nationwide Insurance Review

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Allstate vs. Nationwide

When examining such immense organizations, how do you begin to measure the differences? First of all, J.D. Power and Associates suggests that the companies are generally comparable.

In the 2010 National Auto Insurance Study both insurers scored 3/5 in the categories of overall satisfaction, contacting the insurer, policy offerings, and billing and payment and 2/5 for pricing.

The key difference between the two companies is product offerings. Allstate is significantly more focused on insurance, and as a result, has a smalle4r array of products to offer.

Nationwide, on the other hand, offers a vast selection of products in both financial and insurance areas.

Which car insurance is company better – Allstate or Nationwide?

Allstate and Nationwide are leaders in their fields and when it comes to choosing automobile insurance you need a company who has the financial strength and reputation to stand behind you during a claim.

However, sometimes the choice of auto insurance providers depends on additional factors.

Both Allstate and Nationwide have a large number of local agents, online account management tools, stellar claims handling reputation, a long line of car insurance discounts and competitive premiums.

Some would say that Allstate and Nationwide are pretty equal so it may just come down to a personal choice.

Always remember that the car insurance company is only one element of buying auto insurance. It’s also critical to understand the types of auto insurance, how policy deductibles work, how much coverage you are buying and more.

Anyone can purchase a policy from a reputable company but unless you purchase the right policy even the most reputable companies will deny your claim.

Use our FREE quote tool to compare insurance rates today!

Related posts:

  1. Allstate vs. Farmers Car Insurance
  2. Nationwide Car Insurance Review
  3. Allstate vs. Geico
  4. Allstate vs. Amica
  5. Allstate vs. State Farm Insurance

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years Laura Walker