Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

Full Bio →

Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jul 8, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Knowing the ins and outs of auto insurance will allow any consumer to be able to understand what types of coverage to buy, what to do with a claim after an accident, and how to find the best insurance for the money.

There are a number of reputable sites that will give insurance tips and other information about automobile insurance.

Find the best auto insurance rates for your money now by typing your ZIP into the FREE search tool!

The best places to find auto insurance tips are government-created and non-profit websites. Websites that end in .gov or .org are more likely to have accurate, useful information.

When getting tips and information about car insurance from any websites that end in .com, make sure there are links or references to reliable sources throughout.

Finding Information About Auto Insurance

Understanding what car insurance is all about is the first step in finding the perfect coverage. Sites like the National Association of Insurance Commissioner’s auto insurance information website has facts and tips to help any driver to understand car insurance.

There are definitions of commonly used terms, articles outlining the different types of insurance coverage available, and tips and tricks such as Tips to Lower Auto Insurance Premiums. The site is a wealth of trustworthy information for drivers of all ages.

Furthermore, a visit to your home state’s insurance department website is a good next step. These websites are created and maintained by state government agencies; their purpose is to license and regulate the insurance industry as well as to help and inform consumers in that state.

These websites have articles, tips and reports on insurance topics in the state. Every state’s particular website can be located by searching for keywords such as Insurance Department plus the state’s name.

It is important to look at a state’s insurance department website because auto insurance laws and regulations vary so much from state to state. The state website will give specific car insurance information pertaining to that state.

These websites can also direct you to the proper authorities if you have a complaint or insurance issue to bring to light.

Getting Information About Auto Accidents

Auto insurance is basically a safety net to protect your finances during a car accident, so it is important to know as much as possible about auto accidents in general and your insurance carrier in particular.

The Insurance Information Institute is an excellent source for tips regarding accidents. They report on the crash-test data compiled by the Insurance Institute for Highway Safety, tips on saving money, advice on safe driving and articles and videos about what to do in the event of an accident.

Also, a state’s department of insurance website will also have information and tips about what to do in an accident to maximize your insurance coverage.

Another important function of a state’s insurance department website is to work as a format for registering a formal complaint against your insurance company in order to help with getting an auto insurance claim settled and paid.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Finding the Best Auto Insurance

The last step after understanding how car insurance works and what to do in the event of an accident is to find a reliable, high-quality auto insurance provider.

For car insurance to work as the safety net it is supposed to be, an auto insurance carrier must be financially sound and have a track record of excellent service. Anything less just isn’t good enough for the money.

Ratings agencies such as Fitch Ratings, AM Best, Moody’s and Standard & Poor’s are all places to check out when trying to decide between car insurance companies.

These financial ratings give an indication of the short and long term economic stability of most auto insurance companies.

A company that does not have a large set of resources is more likely to deny a claim simply because they can’t or don’t want to pay. The first step in avoiding the headache of fighting a claim with an insurance company is to choose an insurance company with a rating of A or better.

Then, it is also important to find an auto insurance company that is rated highly for customer service. Again, rude agents, unanswered phone messages and claims that drag on without getting settled are just not worth the money.

JD Power and Associates conducts yearly studies based on customer surveys to rate insurance companies. Steer clear of any companies with low ratings.

Similarly, The Better Business Bureau is another resource for getting ratings based on the resolution of customer complaints. An auto insurance company that is dedicated to resolving customer issues is a good bet.

The best tip, however, is to use the FREE tool to get tons of auto insurance quotes by entering your ZIP code now!

Related posts:

  1. Where can I find a list of auto insurance companies?