How much is car insurance for an Acura ZDX?
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UPDATED: Aug 27, 2019
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Acura introduced the ZDX to its lineup in 2010. Since that time, it has turned heads and prompted a lot of discussion.
If you’re interested in this flagship crossover vehicle and would like to know how much it costs to insure, simply enter your zip code where indicated in the box to receive a free comparison of quotes from leading insurance companies.
We’ll review the ZDX’s design and features, what critics and consumers are saying, as well as safety features and other considerations that affect the cost of insuring this new model by Acura.
Acura ZDX Reviews – Hot and Cold
Reviewers and consumers have gone both ways in assessing the Acura ZDX. Autoblog’s review title reads “2010 Acura ZDX is a space (challenged) oddity,” whereas Motor Trend says “it stands out among today’s array of sport/utilities like an Armani suit at 24 Hour Fitness.”
Motor Trend’s largely positive review prompted many dissenting comments such as this one from a reader: “Really, Motor Trend?…This has to be the ugliest car to be released in a long time…”
On the other hand, a US News review states: “It boasts stunning looks, a sporty driving experience and a downright sumptuous interior.”
Such diametrically opposed opinions might prompt you to wonder what exactly the ZDX is and whom it is intended for. For those consumers who would expect even more utility and luxury from any upscale offshoot of the Acura MDX midsize SUV, the ZDX doesn’t make sense with its cramped back seats and subcompact cargo space.
Furthermore, if you like the look of a fine SUV, the ZDX’s oversized coupe appearance, like that of its competitor the BMW X6, can appear too abbreviated and just plain strange.
However, there is another segment of the market who will find the ZDX refreshingly bold and streamlined while maintaining the substantial dimensions and ground clearance of an SUV.
It lets empty nesters have the best of luxurious SUV driving, at the same time foregoing the cavernous storage and seating of former child-rearing years.
A segment of well-off younger singles and couples will also like its luxury and design concept and will likely be less than concerned about the lack of rear space.
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Details and Options
Whether reviewers like or dislike the whole concept of the ZDX, they all agree that the interior cabin, with its hand-stitched leather detailing, sumptuous seats and Active Noise Canceling system, is absolutely topnotch even for the luxury market.
The ZDX comes standard with its signature all-glass roof, full leather interior, power tailgate and backup camera.
Two option packages, the Technology Package and the Advance Package, add an impressive menu of features and safety technology.
Prices start at $45,645 for the base model, $50,145 with the Technology Package, and $56,195 with the Advance Package added.
The Acura ZDX’s 3.7-liter V6 300-horsepower engine is imported from the MDX along with Acura’s all-wheel drive system, making for a respectably dynamic driving experience given its weight. It is equipped with a smooth-functioning six-speed automatic transmission.
Reviewers like the transmission, which offers sport ratios as well as full manual control via steering-wheel-mounted paddle shifters. Handling and braking also have a sporty feel, while the steering was felt to be a little woolly.
Acura ZDX Safety Features and Evaluations
The Acura ZDX is equipped with anti-lock brakes along with Electronic Brake Distribution and Brake Assist to optimize safe braking, and also has tire pressure monitoring, Acura’s Advanced Compatibility Engineering body structure, a full complement of airbags, seat belt pretensioners and active front head restraints.
A LATCH child seat tether system is standard along with a special Occupant Position Detection System that deactivates the front side airbag if a small occupant is detected in its deployment path. Power windows and the moonroof feature auto-reverse if obstructed.
The Technology Package includes a Multi-View Rear Camera, and the Advance Package integrates a Collision Mitigation Braking system, Adaptive Cruise Control and a Blind Spot Information System.
The National Highway Traffic Safety Administration performed crash evaluations on the Acura 2010 and 2011 ZDX model years. According to the NHTSA’s older rating system in effect until 2010, the ZDX received its top five stars in all categories except for a four-star rating in rollover.
The NHTSA tightened its criteria for 2011, and many vehicles have received slightly downgraded crash test ratings as a result, including the ZDX, which receives four stars for frontal and rollover with five stars overall and for side impact.
How much is car insurance for the Acura ZDX
The Acura ZDX is an oddity–a safety-laden SUV by some standards, and a sports coupe by others. It is also a new and, to date, low-volume model with limited crash data to bolster its safety reputation.
It doesn’t fit the family driving profile of its sibling the MDX SUV, but is instead a “lifestyle-oriented” vehicle despite having the same engine and safety features as the MDX.
Although it may fare better statistically in the future, for now the Acura ZDX is a pricey crossover to insure; you can expect its national average to approach if not exceed $2000 per year, with some states like Vermont or Maine much less, and others like Michigan or Louisiana very much higher than this average.
Of course, many factors contribute to the price you ultimately pay to insure any vehicle, such as the state and town you live in, driver age and driving record, annual mileage, credit history and multi-policy discounts.
With so many variables in play, it’s a good idea to compare insurance quotes and learn all you can about how to lower your premium.