Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jul 16, 2019

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The Toyota RAV4 is a well-reviewed compact SUV designed for family transportation.

Car insurance rates for the RAV4 will vary depending on a variety of factors including the specific insurance provider, the specific policy, the condition of the vehicle, and the driving record of the policyholder(s).

The RAV4 has been praised by owners and reviewers alike for its practically, reliability and safety. Equipped with a V6 engine, the Toyota RAV4 is powerful yet has very decent fuel economy.

The relatively compact interior is perfect for transporting kids from one event to another.

Like many Toyota models, the RAV4 has great resale value with a vehicle in “clean” condition after 24,000 miles still retaining about 85 percent of its original value.

Use our FREE quote tool to compare insurance rates today!

Toyota RAV4 Vehicle Safety Features

The 2010 Toyota RAV4 was crash tested by the U.S. government and earned five out of five stars for driver safety and four stars for passenger safety in front crash tests. The RAV4 scored five stars for both front and rear-seat safety in side impact tests, and four stars for rollover safety.

Tests by the Insurance Institute for Highway Safety on the 2011 RAV4 earned the vehicle ratings of “Good” for frontal, side and rear impact safety.

Among the standard safety features included on the RAV4 are Anti-lock Brake System (ABS), Electronic Brake-force Distribution (EBD), Brake Assist, Enhanced Vehicle Stability Control (VSC), Traction Control (TRAC), advanced air bags, front head air bag, tire pressure monitor and pretensioner.

Vehicle safety features play a big role in car insurance discounts and the Toyota Rav4 certainly can save you money on auto insurance compared to some similar vehicles.

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How much is car insurance for the Toyota Rav4?

Auto insurance rates vary by car insurance company and while the Toyota Rav4 is a very safe and affordable vehicle drivers will still find different car insurance quotes depending a a number of factors including:

  • Your Driving Record
  • What the state the vehicle is registered in
  • Your Credit Score
  • What type of car insurance you need
  • How many named drivers
  • Prior claims history
  • and more

In order to accurately compare different insurance policies, it is essential that you know exactly what is offered by the policy in addition to the price. The basic coverage offered by one company may differ significantly from that of other providers.

Drivers who opt for a full coverage policy average around $1,300 a year ($109 a month) for the Toyota Rav4 however, the actual cost of car insurance can vary quite significantly.

Always shop around and compare car insurance companies as many times what may look like a great deal based on the price alone, may not be so desirable once you learn what is not covered by the policy.

For example, some policies only provide liability insurance in the case of an accident. You cannot compare this policy to one that also covers medical costs in case of injury or that will pay for the repair or replacement of your own vehicle.

Always ask your insurance agent if you have any questions on coverage or other aspects of an insurance policy. Check specifically for exclusions, limits on coverage and exceptions.

For example, some policies may not cover your vehicle if you have made certain types of modifications to the engine or chassis.

Some policies may offer protection for your car in case of natural disaster, which can be important if you live in an area prone to flood, forest fire or earthquakes.

How do I find the best car insurance rates for a Toyota Rav4?

The Internet is a great place to search for insurance policies that you can compare in terms of rates and coverage. In the past, you would have to call agents from different companies, but with the Internet you can quickly pull up a list of car insurance companies and request direct auto insurance quotes by zip code.

Sometimes the offers made by smaller companies can look very attractive, but you should take into account the reputation of the provider before making any final decisions.

Do some research to find out how long the company has been in business and whether it has favorable or unfavorable reviews.

Check for membership in professional business organizations like the Better Business Bureau and for industry standard credentials and awards. Again, price is only one factor in determining the overall value of a policy.

Start a car insurance comparison search today by using our national database of auto insurance companies. Simply enter your ZIP code and get free car insurance quotes online.

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