How much is car insurance for a Honda Odyssey?
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UPDATED: May 14, 2019
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The Honda Odyssey is a popular and highly-rated minivan with a strong history of quality and customer satisfaction.
If you’re thinking of buying a Honda Odyssey and would like to know how much it costs to insure, take a few moments to read on before entering your zip code to check car insurance rates in your area.
We’ll draw your attention to new upgrades in the 2011 Odyssey as well as to recent reviews, safety ratings and some of the variable factors that affect the cost of insuring a Honda Odyssey.
From Japan to America
First introduced in 1994, the Honda Odyssey was originally a smaller size than today’s generously-proportioned version.
Manufactured in Japan in the wake of the Japanese financial crisis of the early 1990s, its size was kept small in order to fit a pre-existing factory facility with little modification as a cost-saving measure.
Honda eventually built a new plant in Canada with capacity to manufacture a larger vehicle, enabling ongoing developments in the Odyssey’s design. An exciting recent turn of events was the opening on August 31, 2010 of a Honda manufacturing plant in Lincoln, Alabama.
At this new facility, Honda Odysseys destined for the North American market are now produced using mostly domestic components.
The Odyssey has undergone a complete makeover for 2011, including updated, sleeker styling and an upscale Touring and Touring Elite pair that feature a new 6-speed automatic transmission for lively acceleration and better fuel economy.
Less expensive packages still feature Honda’s smooth 5-speed transmission.
All versions use Honda’s 3.5 liter V6/248 horsepower engine, and all have been give a redesigned suspension. Reviewers are generally complimentary, commenting on the smooth ride, good acceleration and solid handling.
New interior features include a chilled storage box, a rear-seat entertainment system with surround sound and high-definition display, and an improved configuration for the second and third row seats.
Parents will particularly appreciate the wider second row, now capable of accommodating three side-by-side child seats.
The Price of Success
Starting prices for the Honda Odyssey range from just under $28,000 to $40,755 for the Touring and $43,250 for the Touring Elite.
While these prices are competitive with the Nissan Quest and the Toyota Sienna, a car buyer will want to be clear about reasons for foregoing less expensive options like the Kia Sedona or the Dodge Grand Caravan.
That being said, it is easy to find reasons to favor the Honda Odyssey, a darling of car reviewers and consumers alike for many years.
Although the Toyota Sienna, another favorite, boasts all-wheel drive and adaptive cruise control, the Honda is roomier overall and enjoys the highest resale value in its class, garnering the ALG Residual Value Award for 2011.
Both the Sienna and Odyssey are top minivan recommendations of Edmunds.com; however, Kelly Blue Book has chosen the Odyssey as its “Best Redesigned Vehicle for 2011″ as well as a “Top 10 Family Car for 2010.”
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Honda Odyssey Safety Ratings
Are the Odyssey’s accolades as strong when it comes to safety? The answer is an emphatic yes: the Insurance Institute for Highway Safety recently awarded the 2011 model its highest rating for protection in front, side, and rear-impact crashes.
Furthermore, under the new much stricter National Highway Traffic Safety Administration (NHTSA) testing system, the Odyssey has earned a top rating overall of five stars. The only sub-category within this system for which the Odyssey rated at four-star level, still very high, was rollovers.
As a consumer shopping for value in car insurance, you might wish to know that, under this new system, many vehicles previously awarded five stars are expected to be downgraded unless car companies add improvements and new features.
To Honda’s credit, they have kept abreast of increased safety expectations in the car industry. The NHTSA’s website, www.safercar.gov, is a valuable resource for understanding these new ratings.
Safety Features and Insurance Rates
Not surprisingly, the Honda Odyssey boasts an extensive list of safety features including anti-lock brakes, front airbags, front side-impact airbags, curtain airbags for all three rows, vehicle stability assist with traction control, daytime running lights, tire pressure monitoring, automatic seatbelt tensioning, LATCH tethering for child seats, electronic brake distribution and Honda’s impact-absorbing ACE body structure.
Since the emphasis in the minivan market is on families and safety, insuring a Honda Odyssey is generally reasonably-priced, with national averages between $1100 and $1300 per year depending on the trim level.
We mentioned at the outset that there are a number of factors contributing to the insurance price you personally may be charged, so the quoted national average may not apply in your situation.
For example, if you live in Vermont, your car insurance policy may cost under $700 annually; however, in Michigan that figure may be over $1700, or, in Louisiana, $1900.
In addition to wide price differences depending on the state, insurance companies take into consideration driver age and driving record, annual mileage, multiple-car discounts and whether the car will be used for commuting or solely for recreation.
These variables do not even factor in the insurance industry practice of checking credit history in developing your unique insurance profile and premium rate.
With so many factors contributing to what you will be charged for insurance, it is more important than ever to do your research and find the best rates available.
Luckily, the insurance companies are in heavy competition with each other, so with diligence and persistence, you are in a position to find the best rate possible for your Honda Odyssey.
Simply enter your zip code in the box to begin comparing insurance rates in your area.