Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: May 14, 2019

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If you’ve recently purchased or are thinking of purchasing a Ford Ranger, the big question on your mind right now is probably how much it will cost to insure the vehicle.

The fact is car insurance rates depend on many variables, ranging from your marital status to your driving record, so the best way to get personalized quotes is to enter your zip code into the box on this page.

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Before you look up car insurance quotes, though, read on to get important information about the Ford Ranger.

Key Facts About the Ford Ranger

Since 1983, the Ford Ranger has represented Ford in the compact pickup truck category. Currently ranked 7 out of the 7 pickups in this category by U.S. News and World Report, the Ranger is still a solid budget choice with a starting MSRP of $17,935.

It’s also an economical choice over the long term, with a True-Cost-to-Own of just $35,035 over five years, according to Edmunds.

View the Top 10 Pickup Trucks in the USA

Ford Ranger Performance

The Ford Ranger doesn’t have much to offer when it comes to interior comfort or handling, but U.S. News and World Report notes that it performs well off-road, and is suitable for light towing.

It also offers better gas mileage than competing vehicles like the Toyota Tacoma, Nissan Frontier and Dodge Dakota, with an EPA rating of 22 mpg in the city and 27 mpg on the highway.

The base-model Ford Ranger features a 2.3 liter I4 engine that generates 143 horsepower, but it can be upgraded with a 4.0 liter V6 for extra horsepower.

Some professional reviewers feel that both engines are underpowered, but Consumer Guide reports that the V6 has “good power,” especially when coupled with the optional 5-speed automatic transmission.

The Ford Ranger offers “decent” handling, according to Consumer Guide, but Edmunds reports that it doesn’t compete well in this area.

Ford Ranger Design Features

The Ford Ranger comes in two cab styles, the Regular Cab and the Super Cab. Regular cabs seat either two or three passengers, depending on whether you opt for the dual bucket seats or the bench seat, and the Super Cab can seat up to five with a front bench seat and two rear jump seats.

Realistically, though, reviewers note that no more than two adults can be comfortably accommodated in any Ford Ranger on longer trips, and the rear jump seats are “not recommended” by the Insurance Institute for Highway Safety.

The Ford Ranger’s interior and exterior designs are exactly what one would expect in a budget pickup truck. While it isn’t luxurious by any stretch of the imagination, the Ford Ranger’s interior features “simple ergonomics” and “user-friendly controls,” according to Edmunds.

The truck’s interior remains Spartan, though, and basics like air conditioning and cruise control are optional.

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Ford Ranger Safety Ratings

According to U.S. News and World Report, new safety feature additions to the Ford Ranger bring it up to speed with other compact pickups. It includes 4-wheel antilock brakes, roll stability control, tire pressure monitoring, traction control and side-seat airbags.

The 2011 model has not yet been tested, but the 2010 Ranger had fewer safety features and still received five stars from the federal government for driver protection in crashes.

Ford Ranger Warranty

The basic Ford Ranger warranty is three years or 36,000 miles, whichever comes first. The vehicle’s powertrain is guaranteed for five years or 60,000 miles, and the warranty covers corrosion for five years and unlimited mileage.

This is comparable to the warranties offered on the Toyota Tacoma and the Dodge Dakota, but the Nissan Frontier and the Suzuki Equator both offer longer powertrain warranties.

How Much Does Car Insurance Cost for a Ford Ranger?

Since the Ford Ranger attracts buyers concerned about saving money, it’s important to calculate your truck’s total cost of ownership. According to Edmunds, owners will pay about $300 for maintenance in the first year of ownership, but this cost will skyrocket to over $1,200 by the fifth year.

Due to first-year depreciation, the Ford Ranger’s cost of ownership is highest in the first year at $8,113, but this only entails actual out-of-pocket costs of around $6,000.

When it comes to car insurance, the average Ford Ranger owner pays $1,550 per year, which works out to about $130 per month.

However, the cost of car insurance depends on lots of individual factors, and your insurance rates could be much higher or lower.

You can get personalized car insurance rates by entering your zip code into the box.

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