How much is car insurance for a Ford Mustang?
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UPDATED: Jun 24, 2019
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Insurance for sports cars like the Ford Mustang can be on the pricey side since these vehicles have a statistically higher rate of claims than some other vehicles.
However, there are a few strategies you can use to ensure you get the lowest car insurance rates possible for your Ford Mustang.
The first way to reduce your car insurance costs is to maintain a clean driving record since this is one of the most reliable ways to get a car insurance discount.
It’s also a good idea to equip your car with a theft-deterrent device since many car insurance companies give discounts for this.
Yet another way to lower your car insurance costs is to ensure that your car insurance company has up-to-date information about you. Getting married, owning a home and improving your credit can all get you discounts with lots of car insurance companies.
One last way you can lower your car insurance rates for your Ford Mustang is to buy all of your insurance policies from the same company.
If you have renter’s insurance, homeowner’s insurance or policies on other vehicles, insurers will give you discounts for buying all of these policies from them.
Ford Mustang History
One of the quintessential American muscle cars, the Ford Mustang, debuted in 1964 as Ford’s most popular vehicle since its Model A. It inspired a whole class of muscle cars including the Javelin, the Barracuda and the Chevrolet Camero.
The Ford Mustang is now in its fifth generation, and it underwent a body redesign in 2010. The 2011 model features a revised engine as well.
U.S. sales of the Ford Mustang peaked in 2000 at 173,676, and dipped to 66,623 in 2009.
The Ford Mustang experienced a slight resurgence in sales the year following its engine redesign, selling 73,716 units in 2010. The Ford Mustang made Car and Driver’s prestigious “Ten Best” list three times in the 1980s, and in 2005, 2006 and 2011 as well.
The Ford Mustang currently tops U.S. News and World Report’s list of American muscle cars, beating out the Chevrolet Camero at #2, the Dodge Challenger at #3 and the Dodge Charger at #4.
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Ford Mustang Performance
The redesigned 2011 Ford Mustang features a 3.7 liter V6 engine that generates 305 horsepower and 280 pounds per foot of torque. The standard transmission is a 6-speed manual, and a 6-speed automatic transmission is optional.
Not only is this a notable performance improvement over the 2010 Ford Mustang, but Ford delivers increased power with unbeatable fuel efficiency.
According to Left Lane News, the Ford Mustang is the first vehicle ever that manages over 300 horsepower while still getting over 30 mpg. The base model Ford Mustang gets 19 mpg in the city and 31 mpg on the highway.
By way of comparison, the 2011 Chevrolet Camero produces 312 horsepower, which is a bit more than the Mustang offers. This comes at the cost of slightly reduced gas mileage, though, and a starting MSRP that is a few hundred dollars higher.
The Dodge Challenger delivers just 250 horsepower with even lower fuel efficiency, and it has the highest MSRP in the muscle car class.
Ford Mustang Styling
Critics generally approve of the Ford Mustang’s styling, which was updated in 2010. The Detroit News calls the new Ford Mustang “a beast,” and Road and Track notes that the exterior redesign also achieved better aerodynamics.
Although the Ford Mustang’s backseat is cramped, reviewers generally give the cabin high marks for comfort and appearance.
Edmunds says the interior is an improvement over previous Ford Mustangs, but some materials are less than luxurious.
Standard features in all Ford Mustangs include Ford’s MyKey system, which allows different drivers to have different keys attached to unique driving profiles.
This allows certain functions like speed to be restricted for certain drivers, which will be helpful for families.
The system can also disable the vehicle’s sound system if the driver or passenger is not wearing a seatbelt.
Optional interior features include dual-zone temperature control, a voice-activated navigation system, remote start, a Shaker 500 sound system and SIRIUS Satellite Radio. Ford’s signature SYNC Infotainment System is also standard on some models.
Ford Mustang Safety
The 2011 Ford Mustang features the innovative MyKey system, as well as standard electronic stability control, traction control, a tire pressure monitoring system and an optional backup camera.
The federal government has not tested the 2011 Ford Mustang yet, but last year’s model received outstanding marks. It earned the best possible rating for rollovers, front impacts and side impacts.
Ford Mustang Warranty
The Ford Mustang comes with a 3-year, 36,000 mile basic warranty. The vehicle’s powertrain warranty extends for five years or 60,000 miles, and the Ford Mustang is protected against corrosion for five years. The seatbelts are guaranteed for five years or 60,000.
Ford Mustang Car Insurance
The Ford Mustang’s total cost of ownership is about average for its class at $33,084 for the first five years, reports Kelley Blue Book. This estimate includes just over $11,000 in depreciation.
The average Ford Mustang owner will pay about $2,500 for financing over five years, and about $2,300 for repairs during the same period.
The average consumer is projected to pay about $7,000 for car insurance over five years, or about $1,400 per year. It’s important to keep in mind, though, that car insurance rates vary significantly from driver to driver.
The best way to get individualized car insurance rates for your Ford Mustang is to enter your zip code into the box.