Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: May 15, 2019

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The Ford Escape was one of the original crossover vehicles when it was introduced in 2000, and has always been favored for its good looks.

The car is quite modestly priced compared to many of the other crossover vehicles in today’s market, although the variety of available add-on features can propel the price upward fairly quickly.

The car has many positive qualities, but a few negatives stand out which may have an impact on the cost of car insurance for this vehicle.

Use our FREE quote tool to compare rates today!

Ford Escape Features

The Ford Escape is attractive inside and out, and has received interior and exterior updates in recent model years.

The car has numerous upgrade packages available, including amenities such as 17 inch wheels, leather interior, exterior chrome accents, auto headlights, sunroof, a seven speaker stereo setup, dual-zone climate control, rear-seat entertainment center and much more.

The Ford Escape also features enough available high-tech gadgetry to please many technology freaks. The popular and well-executed Sync system gives the driver control over an iPod or other MP3 player, cell phone and navigation.

Real-time traffic information, as well as sports scores, weather, and movie times are also available with the optional navigation.

Additionally, the car has an innovative feature called MyKey, which allows parents to place limits on stereo volume and the top speed of the car when the kids are driving.

Another great addition is the optional Auto Park, which will parallel-park the car for you–all you have to do is keep the gas and brake covered.

According to Edmunds.com, this technology in the Ford Escape performs better than similar technology built into the luxurious Lexus LS 460 sedan.

On the negative side, however, the car suffers from a poor front seating position and a backseat that is cumbersome and difficult when folding it down.

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Ford Escape Performance Review

The Ford Escape comes with either front or all-wheel drive, and four cylinder or V6 engines, with manual or automatic transmission depending on the model. With the proper equipment, the Escape V6 tows almost 3,500 pounds.

The car has adequate power, but nothing extra according to Edmunds.com’s testers.

The car is not made for fast times on the slalom course. The most efficient model, which is the 4 cylinder, front-wheel-drive six-speed automatic, has fuel economy of 20 mpg in the city and 28 mpg on the highway.

Ford Escape Safety Ratings

Vehicle safety features play a big in role in car insurance discounts and The Ford Escape comes with several standard safety features including:

  • Antilock brakes
  • Traction control
  • Stability control
  • Front-seat side airbags
  • Full-length curtain style airbags

In safety tests performed by the Insurance Institute for Highway Safety (IIHS), the Escape received a “Good” rating in all crash test categories except for the rollover/roof strength test, in which they were given a “Marginal” score.

The Escape has brake performance that could use improvement as well.

In tests, the car required longer stopping distances than expected, and brake fade was experienced with increased stopping distances recorded after each subsequent test.

Average Car Insurance Rates for the Ford Escape

The cost of auto insurance for the Ford Escape is dependent upon other things besides the car itself. One of the primary factors in determining your cost of insurance is the state you live in.

Age is also a factor, car insurance for young drivers is much more expensive as young drivers to get involved in far more accidents than middle-aged drivers do. Gender is another, with young single men aged 16-24 having the worst driving records.

Incidentally, the same age group of young men who are married, rather than single, experience a significantly lower accident rate than the single men.

The existing blemishes on your driving record are another key factor affecting car insurance rates. Bad credit and a poor driving record can often lead drivers to purchase high-risk auto insurance.

The average insurance for the Ford Escape in 2011, according to Edmunds.com, starts at $1,617 per year. Over the course of a 5 year ownership, the insurance costs are estimated to increase to $1,856.

As a point of comparison, the average annual insurance cost nationwide is $1,441 for 2011.

These insurance costs were estimated based on a Ford Escape that is insured in California, which has an average insurance rate for 2011 of $1,443 that is just slightly higher than the national average.

Who has the best car insurance rates for a Ford Escape?

As you can see there are many variables for calculating car insurance rates and while Allstate may have lower rates for you maybe a Geico or Progressive may have lower rates for your friend.

The best way to find the most affordable auto insurance is to start a car insurance comparison search online. Use our FREE quote tool today!

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