Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

Full Bio →

Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jul 16, 2019

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

If you are considering a Toyota Tacoma for your next truck purchase always make sure to do your research before committing to a car loan.

Comparison shopping allows you to research your new vehicle’s total cost of ownership and not just its sticker price. The total cost of ownership takes into account long-term costs like financing, fuel, and maintenance.

An important factor in your vehicle’s total cost of ownership is the price of car insurance. According to Edmunds’ estimates, a 2011 Toyota Tacoma owner will pay about $7,277 for car insurance over the first five years. This comes out to around $1,455 per year and $120 a month.

Car insurance for the Nissan Frontier, another popular compact pickup truck, is reported to cost about $145 per month, and drivers report that insurance for the GMC Canyon costs about $130 per month. Based on these estimates, the Tacoma comes out on top.

Auto insurance rates depend heavily on the owner’s driving record and credit history, though, so your personal rates may be significantly higher or lower than these averages.

You can enter your zip code into the box on this page to get individualized car insurance rate quotes for the Toyota Tacoma.

Toyota Tacoma Rankings

U.S. News and World Report ranks the 2011 Toyota Tacoma 2nd after the Nissan Frontier in its compact pickup category. The Suzuki Equator is ranked 3rd, and competing trucks from Dodge, GMC, Chevrolet, and Ford fill out the bottom four spots.

Reviewers like the Toyota Tacoma because it is versatile, offering consumers a choice of drivetrain, bed size, cab size, and engine. Once the different trims are thrown into the mix, there are 20 different possible configurations for the Tacoma.

Pricing for the Toyota Tacoma

The Regular Cab Tacoma starts at $16,365, which is among the lowest starting MSRPs in this class. However, the price can climb quickly as you pile on the options.

For example, the sport-oriented X-Runner trim starts at $25,735. This is almost 50 percent more than the base price for the Regular Cab, and that’s before any upgrades.

However, prices for other compact trucks can climb even higher. For instance, the highest-level trim available on the Nissan Frontier starts at almost $30,000.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Toyota Tacoma Safety Ratings and Features

Another area in which the Toyota Tacoma excels is safety, and it easily beats out the Nissan Frontier in this regard.

The 2011 Toyota Tacoma hasn’t been tested yet by the federal government’s ratings agency, but the mechanically similar 2010 Tacoma earned the highest rating of five stars in front- and side-impact collision testing. It also earned five stars in side-impact crash tests, and it garnered a 4-star rollover rating.

The Insurance Institute for Highway Safety (IIHS) gave the Toyota Tacoma its stamp of approval as well, rating its performance “Good” in frontal- and side- impact crash testing. The truck only earned a score of “Marginal” in roof-strength tests, though.

These ratings do not apply to all cab size and trim types, though, so be sure to ask your dealer about ratings for your model of choice.

The Toyota Tacoma has a complete menu of standard safety features, including a tire pressure monitoring system, side-curtain airbags, and anti-lock brakes. It is also equipped with vehicle stability control, which is an electronic system designed to help the driver maintain control of the Tacoma in dangerous conditions.

Another helpful safety feature available on all Tacomas is Smart Stop Technology, which is designed to bring the vehicle to a stop when the gas and brake pedals are applied simultaneously.

Other standard safety features on the Toyota Tacoma include the following:

  • Brake assist
  • Traction control
  • Side-impact door beams
  • Electronic brake force distribution

Toyota Tacoma Performance

Tacoma drivers can choose between the base 2.7 liter, 4-cylinder engine, and the more powerful 4.0 liter V6.

Reviewers like Edmunds say that the 4-cylinder engine is fine for drivers who plan to do only light hauling and are concerned about fuel efficiency. This smaller engine gets 21 mpg in the city and 25 mpg on the highway.

Drivers who are planning to do hardcore off-roading or heavy-duty towing should opt for the V6, according to U.S. News. The V6 matches the 4-cylinder engine when it comes to highway fuel economy, but it lags in city driving, getting only 19 mpg.

Most Toyota Tacoma models come with a 5-speed manual transmission, which Consumer Guide describes as “responsive.” U.S. News suggests that drivers who plan to do significant towing and hauling opt for the “smooth” 4-speed automatic transmission, though.

If you’re looking for a compact truck that can tow larger loads, the Toyota Tacoma is a solid choice. It can pull up to 6,500 pounds and can haul a payload of up to 1,510 with the proper configuration.

Although drivers won’t forget they’re in a truck, reviewers like Consumer Guide and Car and Driver say that the Toyota Tacoma offers a reasonably smooth ride.

Toyota Tacoma Warranty and Reliability

J.D. Power and Associates rates the Toyota Tacoma’s Predicted Reliability at 6.0 out of 10. This is a middle-of-the-road score, especially considering Toyota’s reputation for reliability. The Ford Ranger is the only other compact pickup truck rated by the agency, and it received a score of 7.0.

The Toyota Tacoma comes with the standard Toyota warranty, which guarantees the vehicle’s powertrain for five years or 60,000 miles.

The basic warranty guarantees the Tacoma’s original parts for three years or 36,000 miles. This warranty is comparable to those offered by the competition.

Compare Auto Insurance Companies and get personalized Auto Insurance Quotes for your Toyota Tacoma today!

Related posts:

  1. How much is auto insurance for a Dodge Dakota?
  2. How much is auto insurance for a GMC Canyon?
  3. How much is auto insurance for a Chevrolet Colorado?
  4. Top 10 Pickup Trucks in the USA
  5. How much is car insurance for a Toyota Rav4?