Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Aug 21, 2019

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The 2012 Nissan Altima isn’t a best buy among affordable midsized cars, but it offers solid performance and a spacious cabin, the auto press reports.

Reviewers also like the Altima’s sleek interior design, but they say that you can get better overall value for your money if you purchase a competing midsize sedan like the Ford Fusion, the Honda Accord, or the Hyundai Sonata.

The 2012 Altima offers two powertrain options: the base model 2.5 liter 4-cylinder engine and the 3.5 liter V6. Nissan has discontinued the Altima Hybrid for 2012, but the 2011 Altima Hybrid may still be available in some dealerships.

Read on for Nissan Altima auto insurance rate info, or enter your zip code now to compare local quotes!

Nissan Altima Auto Insurance Premiums

Since the 2012 Altima is new to the market, cost of ownership data for this vehicle isn’t available yet. However, the National Automobile Dealers Association (NADA) estimates that the annual auto insurance rate for the 2011 Nissan Altima is $1,777, or about $148 per month.

This means that over five years, you’ll wind up spending around $8,885 to insure your vehicle. That rate is quite high compared to what drivers of most other midsize sedans are expected to pay.

Some of the lowest average auto insurance rates in this class belong to the Mercury Milan and the Mitsubishi Galant, which have anticipated rates of $1,100 and $1,175, respectively. In both cases, that’s a difference of over $600 a year compared with what Altima owners will pay.

Average car insurance rates for the Toyota Camry are much closer to the 2011 Altima’s, at over $1,600 annually, and Hyundai Sonata owners will pay just above $1,500 per year, according to estimates.

Ford Fusion drivers are projected to pay just a bit less than Sonata owners, and anticipated annual auto insurance rates for both the Chevrolet Malibu and the Honda Accord are a little over $1,400.

If you opt for an Altima Hybrid, you’re also likely to save on auto insurance, since the projected average premium for this vehicle is just $1,268 per year.

Nissan Altima Repair Expenses

Auto insurance for the gas-powered Nissan Altima costs more than coverage for its hybrid counterpart, but you’ll save a bit on repair expenses if you go with a traditional Altima.

The NADA projects a 5-year repair bill of $1,406 for the Nissan Altima, compared with $1,422 for the Altima Hybrid. However, your savings will be far more substantial if you opt for another midsize sedan altogether, like the Hyundai Sonata or the Kia Optima.

The projected repair costs for these vehicles are each a little under $650 for five years. That’s less than half of what you’ll pay for Nissan Altima repairs over the same time period.

Also on the low end of the spectrum are the 5-year repair costs for the Accord and the Camry, which are expected to be under $800. If you’re driving either a Fusion or a Chevy Malibu, your rates will be a little above $800.

A few vehicles are costlier to repair than the Altima, though. For example, the estimated 5-year repair costs for the Mitsubishi Galant are $1,566, and those for the Mercury Milan are $1,600.

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Nissan Altima Maintenance Costs

The Nissan Altima’s repair costs are higher than those paid for many of its competitors, but the cost of maintaining an Altima is moderate. At just $2,707 over five years, Altima drivers could save more than $500 on routine maintenance compared to Ford Fusion owners.

They’ll pay nearly $300 less for maintenance than Camry and Sonata drivers over five years, as well. Altima Hybrid owners are projected to pay slightly less than drivers of gas-powered Altimas for maintenance, with 5-year bills of around $2,622, and Honda Accord drivers are expected to pay roughly $2,872.

The anticipated 5-year routine maintenance cost for the Mitsubishi Galant is $2,751, and Mercury Milan drivers will save quite a bit, with 5-year maintenance costs of just $2,054.

Nissan Altima Crash Test Scores

The 2012 Nissan Altima hasn’t been crash-tested yet, but its results should be similar to the 2011 Altima’s. As far as midsize cars go, the Nissan Altima is not a strong safety pick, but it’s not the worst in its class, either.

The Insurance Institute for Highway Safety (IIHS) awards four possible crash test ratings: Poor, Marginal, Average, and Good. In the rear-impact test, the Altima earned an “Average” score.

Four of its competitors, the Camry, the Nissan Maxima, the Mazda 6, and the Mitsubishi Galant, earned the lower “Marginal” score in this category, but over 12 other tested vehicles earned the highest “Good” score.

The 20120Altima also earned an “Average” rating on the IIHS’ rollover test, which is the same score that six other sedans received including the Volvo S40 and Honda Accord.

All other affordable sedans subjected to this test were rated “Good.” The Altima did earn a “Good” score in the IIHS’ side and front impact tests, but so did every other vehicle in its class except for the Ford Mustang and the Volvo S40.

Nissan Altima Fuel Economy

For 2012, the Nissan Altima is expected to get 23 city mpg, which is about average for a midsize sedan. The Toyota Camry is the strongest non-hybrid performer in this class when it comes to city fuel economy, with a 25 mpg rating.

On the highway, the 2012 Altima is expected to get 32 mpg. Once again, this rating is just average, considering that the Toyota Camry, the Kia Optima, and the Hyundai Sonata all get 35 mpg highway.

The Subaru Legacy has the worst fuel economy in this class, with a 19 city/27 highway mpg rating.

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