Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jul 16, 2019

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The Mini Cooper Clubman is the station wagon version of the Mini Cooper Hatch. The Mini Cooper Clubman was released in 2008 and comes in a number of different styles.

Depending on which model of Clubman you decide to purchase your auto insurance rates may change accordingly.

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There are 4 different versions of the Mini Cooper Clubman including the original Mini Cooper Clubman One, the basic Cooper, the souped up Cooper-S and the more outdoor friendly Cooper D trim.

What is the difference between the Mini Cooper Clubman and other Mini models?

The main thing that sets the Cooper Clubman series apart from other Minis is the fact that it has an elongated back end, which allows for greater storage than the typical tiny Mini Cooper.

This results in not only extra room to store things and extra legroom for passengers, but also does slightly decrease the amount of miles per gallon you receive from the engine.

While the engines are nominally equivalent to their Mini Cooper counterparts the extra weight of the cabin and the reinforced rear suspension add a great deal of weight to the vehicle which accounts for the reduced mileage.

The Clubman has been with the company since the earlier seventies but was originally known as the Countryman in Europe and the Traveller in mainland Europe.

Mini Cooper Clubman Safety Ratings

The Mini Cooper Clubman has been rated by the Insurance Institute for Highway Safety IIHS as well as the National Highway Traffic Safety Administration. Both the IIHS and NHTSA assign a vehicle a certain number of stars, out of 5 for each safety category that they test for.

The following list will determine what each category means as well as how the Mini Cooper Clubman did in all of the safety tests for 2010.

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Mini Cooper Clubman NHTSA Frontal Crash Test

The NHTSA Frontal Crash Test determines how safe a vehicle is when it is involved in a crash with the front of the vehicle hitting a solid surface or another vehicle.

The test takes into account how the metal in the vehicle breaks, how the glass shatters, any special features like airbags or special seatbelts as well as testing to see if there are any reactions with the engine, i.e oil leaking, possible explosions or fires, etc.

On the Frontal Crash Test the Mini Cooper Club received 4/5 stars, a grade of 80 percent. This finding is very high for a car as small as the Mini Cooper and is very good for the compact and subcompact car class.

Mini Cooper Clubman NHTSA Rollever Test

The NHTSA Rollover Test determines how the vehicle fares when it faces a flip over, or rolling situation. The test determines what windows shatter and how much, how seatbelts and airbags react in the event of a rolling situation and how sturdy and light the frame of a vehicle is.

The rollover test also checks how the engine reacts to being flipped around and over repeatedly.

The Mini Cooper Clubman performed superbly in the rollover test, gaining some of the best scores in it’s class, 5/5 stars. This is due to the specially designed rollcage that is built into the body of the Clubman.

This rollcage provides balance and protection using lightweight materials and is the primary reason for the Mini Cooper Clubman receiving such high marks in this category as well as an auto shutoff feature on the engine with some Clubman models.

Mini Cooper Clubman NHTSA Side Crash Test

The NHTSA Side Crash Test probes how safe passengers in the Mini Cooper Clubman are when faced with a crash coming from either side of the vehicle.

This test takes into account the existence and effectiveness of side impact airbags, as well as how the structure and windows of the vehicle react to being hit at varying degrees of force.

The Clubman received 5/5 stars for a front side impact and 4/5 stars for a rear side impact. A front side impact refers to the front half of the car being hit by an oncoming car or other vehicle and the backside refers to the rear of the vehicle.

The Clubman does very well for it’s class due to standard side airbags and a malleable yet sturdy frame construction, which also helps in the rollover test.

Overall the Mini Cooper Clubman gets fantastic marks in safety, with no categories lower than 4/5 stars. This means that when your insurer decides to assign you a premium you will certainly receive a discount for having a car that is safer than the average vehicle.

The Clubman performs well in every major safety test given by both the insurance industry and the government. Auto insurance companies take these ratings very seriously since a safer car means a lower risk of paying claims for costly hospital bills.

How much is auto insurance for a Mini Cooper Clubman?

Auto insurance rates for the Mini Cooper Clubman should be significantly cheaper than many other cars in its size and weight class however your personal auto insurance rates will certainly depend on a number of other variables outside of the type of vehicle insurance.

Such factors include your driving record, credit score, how the vehicle will be used and more. Start an auto insurance comparison search and compare auto insurance quotes for the Mini Cooper Clubman online today.

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