How much is auto insurance for a Lexus RX 350?
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UPDATED: Jul 2, 2019
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If you’re contemplating the purchase of a Lexus RX 350, you’ll be pleased to learn that this vehicle is highly rated by the automotive press for both quality and value.
U.S. News and World Report designated it “Best Luxury Midsize Crossover for the Money” for 2011, and ranked it 1st out of all midsize luxury crossovers.
Edmunds selected it for a 2011 “Best Retained Value” award, and J.D. Power and Associates gave the 2011 RX 350 a Predicted Reliability score of 9.0 out of 10. This makes it one of the most reliable vehicles in its class.
Compare auto insurance quotes for the Lexus RX 350 today or read on to learn more about the RX 350 and how it compares to the competition.
Lexus RX 350 Car Insurance Rates
Edmunds’ research indicates the cost of auto insurance rates for the 2011 Lexus RX 350 is comparable to other vehicles in its class, like the Acura MDX and the BMW X5.
If you own one of these vehicles, you can expect to pay around $1,764 per year to insure it, according to Edmunds’ data.
Estimated car insurance rates for the Mercedes-Benz M Class are considerably lower, at about $1,608 per year, and estimated rates for the Volkswagen Touareg are on the high end, at approximately $1,858 annually.
Lexus RX 350 Maintenance Costs
Scheduled maintenance for the RX 350 will cost the average owner around $4,825 during the first 5 years of ownership. This is comparable to the $4,329 estimate for the Acura MDX, and the $4,545 estimate for the BMW X5.
It is important to note, though, that scheduled maintenance is included in the BMW X5’s 4-year, 50,000 mile warranty, so all of these costs will be incurred after the warranty expires.
Expected maintenance bills for the Mercedes M Class are much higher, at $6,738 over five years, and much lower for the Volkswagen Touareg, at just $3,673.
Repair costs for the Lexus RX 350, the Acura MDX, and the Volkswagen Touareg are all in the ballpark of $1,000 for the first five years. Edmunds estimates that repair bills for the BMW X5 and the Mercedes M Class are much higher, though.
For the X5, repairs are expected to cost upwards of $3,200 over five years, and Edmunds expects the repair bill for the M Class to be approximately $2,611.
The Mercedes M Class’ Predicted Reliability score is a respectable 8 out of 10, but the X5’s high repair costs correspond to its lower reliability score of just 5 out of 10.
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Lexus RX 350 Fuel Costs
While the RX 350 does not stand out when it comes to car insurance rates or repair and maintenance costs, its fuel economy is impressive.
The hybrid version of the Lexus RX 350 takes the prize for best fuel economy in the luxury midsize crossover class, with a rating of 32 city mpg/28 highway mpg. Its gasoline-powered cousin comes in a respectable 3rd place.
The RX 350’s 18 city mpg/25 highway mpg rating makes it more fuel-efficient by far than the Touareg, the BMW X5 and X6, the Acura MDX, and the M Class.
The only other luxury midsize SUV that comes close to the RX 350’s fuel economy rating is the 2011 Lincoln MKT, which gets 17 city mpg and 23 mpg on the highway.
Safety Ratings and Reviews for the 2011 Lexus RX 350
The federal government has not crash-tested the Lexus RX 350 yet, but the Insurance Institute for Highway Safety has rated it a “Top Safety Pick” for 2011. The RX 350 earned the institute’s highest rating of “Good” in rear crash protection, roof strength, side impact, and front offset testing.
The very similar 2010 Lexus RX 350 also received high scores in government crash testing, including a 4-star rollover score and 5-star ratings for front and side collision tests.
As owners of luxury SUVs expect, the Lexus RX 350 is equipped with standard safety features like electronic stability control and side-curtain airbags, as well as optional high-tech features like Intuitive Parking Assist and Dynamic Radar Cruise Control (DRCC).
DRCC automatically applies appropriate braking pressure if the vehicle ahead is too close.
Smart Stop Technology stops the vehicle if the brake and the accelerator are applied simultaneously, and rain-sensing windshield wipers automatically turn on to the appropriate speed when they sense moisture.
Additional safety features on the Lexus RX 350 include the following:
- Brake assist
- Tire pressure monitoring
- Active head restraints
Reviews for the Lexus RX 350
Given the RX 350’s high ranking by U.S. News, it’s not surprising that critics are enthusiastic about this luxury crossover.
Its strong safety ratings and exceptional fuel economy are two important points in its favor, but reviewers also like the RX 350’s plush interior and smooth ride. The standard engine is a 3.5 liter V6 that generates 275 horsepower.
Reviewers like Autoblog find it sufficiently powerful, especially given the RX 350’s excellent fuel economy.
If powerful performance and sporty handling are more important to you than fuel economy, though, you should consider the Acura MDX instead.
Edmunds calls the Lexus RX 350’s interior “cleanly styled,” and Market Watch rates the fit and finish “first class.”
Car and Driver’s reviewer describes the seating as spacious and exceptionally comfortable, but Cars.com’s reviewer did notice some audible road noise while test-driving the RX 350. High-tech options for the Lexus RX 350 abound, but some can be quite pricey.
For instance, Lexus won a Technical Innovation Award from Popular Mechanics for its optional navigation system, but it adds an additional $2,500 to the base price.
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