How much is auto insurance for a Jaguar XK?
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UPDATED: Aug 6, 2019
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The 2011 Jaguar XK starts at $83,000 for the base model 2-door coupe. The 2011 XKR coupe, which features a supercharged engine, starts at $96,125, and the 75th Anniversary Edition XKR175 has an MSRP of $104,625.
The 2011 XK convertible’s entry-level price is $89,000, and upgrading to the supercharged convertible XKR raises this figure to $102,125.
You can compare auto insurance quotes by entering your zip code in the box above or read on for more info about Jaguar XK auto insurance rates and ownership costs.
Auto Insurance Rates for the Jaguar XK
The 2011 Jaguar XK will cost owners with seven or more years of driving history about $2,365 per year to insure, reports the National Automobile Dealers Association (NADA).
Owners with driving histories of between three and six years are expected to pay about $4,492 annually, and those with driving histories shorter than three years should be prepared for annual auto insurance bills of around $6,824.
Upgrading to a more expensive trim is also likely to increase your auto insurance rates. The XK convertible costs around $2,470 per year for an experienced driver to insure, the NADA reports.
Auto insurance rates for the XKR coupe are projected to be around $2,593 annually, and the XKR convertible should cost approximately $2,697 per year for an experienced driver to insure.
Owners of the high-end XKR175 can anticipate annual auto insurance rates of about $2,741.
Jaguar XK Warranty, Repairs, and Maintenance
The 2011 XK and XKR are both covered by Jaguar’s Platinum plan, which extends for 50,000 miles or five years. This plan includes round-the-clock roadside assistance, free replacement parts, and complimentary scheduled maintenance.
The 2010 Jaguar XK’s warranty only extends for four years or 50,000 miles, so this plan represents an improvement.
Repair costs for the base model Jaguar XK are expected to total $2,597 over five years, the NADA reports. Although the warranty will cover repairs for the first three years, typical drivers will hit the 50,000-mile mark in year four, so they will have to begin paying for maintenance out-of-pocket at that point.
The NADA estimates that the fourth-year repair expenses for the 2011 XK will total around $1,039, and owners will pay approximately $1,558 for repairs during the fifth year of ownership.
The NADA reports that routine maintenance costs for the Jaguar XK will total about $3,188 over five years.
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Jaguar XK Performance
The 385 horsepower Jaguar XK features a 5.0 liter V8 engine that reviewers rave about. They say that the XK’s ride strikes an excellent balance between sporty performance and comfort. Edmunds calls the 2011 XK an “attractive choice,” and Automobile Magazine says that it’s “worth considering.”
The Jaguar XKR is outfitted with a supercharged version of the XK’s engine that generates 510 horsepower. A reviewer from Cars.com clocked the Jaguar XKR’s zero-to-60 acceleration time at 4.6 seconds, and described the vehicle as “startlingly quick.”
The fuel economy for the Jaguar XK coupe is 16 mpg in the city and 24 mpg on the highway, according to the Environmental Protection Agency (EPA). The convertible Jaguar XK features slightly lower fuel economy numbers, at 15 city mpg and 22 highway mpg.
The EPA’s fuel economy ratings for competing vehicles like the Mercedes Benz CL Class are similar.
Jaguar XK Design and Comfort
The 2011 Jaguar XK features premium heated and cooled leather seating, keyless entry, and push-button start. It also incorporates a 525-watt Bowers and Wilkins sound system and a navigation system with a 7-inch touch-screen display.
The audio system can play both MP3s and CDs, and it also incorporates an auxiliary input jack to play music from smartphones and other gadgets. The system can also play satellite radio.
Caravela 19-inch alloy wheels are standard on the XK, but owners can upgrade to 19-inch Artura Chrome wheels or 20-inch Kalimnos alloy wheels for an additional charge.
Reviewers point out that like many super-luxury sports coupes, the Jaguar XK’s rear seats and cargo area are cramped. Cars.com does note that the front seats offer ample legroom.
The Jaguar XKR’s interior offers many of the same features available in the XK, but it also incorporates some distinct styling details like Tamana 19-inch alloy wheels and burl walnut interior veneer.
Unique interior veneer options like dark oak and dark mesh aluminum are available as well. Metallic Kyanite Blue and Salsa paint colors are also options unique to the XKR.
Jaguar XK Safety Features
No federal government or insurance industry safety testing has been conducted on the Jaguar XK yet. This is typical for super-luxury vehicles, though. Reviewers complain that rear visibility is limited in the XK.
They are also disappointed that some safety features like a backup camera and blind spot monitor, which come standard on competing vehicles, are not available on the 2011 Jaguar XK.
Despite these deficiencies, the XK does offer an exhaustive menu of other safety features, including dynamic stability control with three settings, a vehicle dynamics system that adjusts to various driving situations, and active differential control.
The latter integrates the vehicle’s traction control, electronic stability control, and anti-lock braking systems. The vehicle also features self-leveling bi-xenon headlights, side-mounted airbags, and emergency brake assist.