How much is auto insurance for a GMC Yukon XL?
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UPDATED: Sep 3, 2019
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The 2011 GMC Yukon XL is one of the more affordable priced members of GMC’s Yukon lineup.
Starting at $42,415, it costs roughly $2,500 more than the basic Yukon and over $10,000 less than the entry-level Yukon Denali. There’s also a Yukon XL Denali, priced at $56,315, as well as hybrid versions of both the Yukon and the Yukon Denali.
Some reviewers do not rank the GMC Yukon XL as high as General Motors’ other two gas-powered entrants in this class, the Chevrolet Tahoe and the Chevrolet Suburban.
The auto press appreciates the Yukon XL’s well-appointed interior and capable performance, but it’s priced a bit higher than the Chevrolet Tahoe, which starts at $37,980 however the Yukon was named the “Best Full Size SUV for the Money” by U.S. News for 2011.
How much is auto insurance for a GMC Yukon XL?
The National Automobile Dealers Association (NADA) expects average annual auto insurance rates of $1,101 for the GMC Yukon XL SLE 1500. That will total $5,507 over five years, and your bill will be about $92 if you pay monthly.
There’s not a lot of variation in typical auto insurance rates among large SUVs. For instance, Ford Expedition drivers are projected to pay a lower premium than Yukon XL drivers, at $5,152 over five years.
However, Chevrolet Tahoe drivers will pay somewhat more, with an expected auto insurance bill of $5,726 over five years. If you drive either a Toyota Sequoia or a Chevrolet Suburban, your projected 5-year bill is about $5,900.
Another factor that affects your auto insurance rate is how long you’ve been driving. If you’ve been a safe driver for over six years, you’ll get a break on your rates.
However, if you’ve only been driving for three to six years, you can expect a 5-year car insurance rate that’s nearly two times higher than the one reported above for the XL.
Drivers with records shorter than three years long are in for even more severe sticker shock, with a projected 5-year auto insurance expense of $15,567.
Repairs for the GMC Yukon XL
Once your warranty expires during approximately the third year that you own your Yukon XL, expect to pay about $442 for auto repairs.
Once your XL turns four years old, you’ll foot the bill for approximately $737 worth of repairs, and the Yukon XL’s repair bill will be about the same during the fifth year that you own it. This adds up to a total of $1,916 in repair bills for the 2011 Yukon XL over five years.
Chevrolet Tahoe drivers will pay about the same amount for repairs as Yukon drivers will, and Toyota Sequoia owners can expect to pay $1,874.
Chevrolet Suburban drivers will pay about the same as Sequoia drivers, with projected 5-year repair bills of $1,835, and Expedition drivers will see repair bills totaling roughly $1,774 after five years.
Yukon XL Maintenance Costs
Maintaining a GMC Yukon XL for five years will cost the typical owner $2,549. The first year that you own this SUV, you’ll pay about $114 for maintenance, and the bill for the second year will be about the same.
During the third year that you own your Yukon XL, expect to pay $194 for scheduled service. The fourth-year maintenance overhaul will cost $1,932, and you’ll pay just $194 for maintenance during year five.
The scheduled maintenance fees for the Yukon XL are actually a bit higher than what you’ll pay to maintain other, similar vehicles. For instance, it costs just $2,289 to maintain a Ford Expedition for five years, and the NADA projects similar maintenance costs for both the Chevrolet Suburban and the Toyota Sequoia.
Routine maintenance for a Chevy Tahoe will cost about $2,275.
Yukon XL Crash Test Ratings
The 2011 Yukon XL was awarded a 4-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA). The top score is five stars. In the NHTSA’s front barrier crash test, the GMC Yukon XL scored five stars, and it also earned five stars in the side crash test.
However, its rollover score was only three stars. This is a low rating compared to what a typical sedan gets, but it’s a normal score for a large SUV.
The Insurance Institute for Highway Safety (IIHS) has not yet conducted any safety testing on the Yukon XL or any other Yukon models. Of the few large SUVs that it has tested, it selected the Buick Enclave, Chevrolet Traverse, GMC Acadia, and Volkswagen Touareg as “Top Safety Picks.”
It’s important to note that, although these four vehicles are considered “large” by the IIHS, they are all smaller than the Yukon XL.
Yukon XL Features and Performance
The base model GMC Yukon XL features standard 3-zone automatic climate control and a driver information center, as well as high-tech safety features like an optional rearview camera and OnStar.
Bluetooth is standard, as is a 9-speaker Bose sound system, a CD/MP3 player, and rear-seat audio controls. Convenience features include a luggage rack, heated power mirrors, and power programmable door locks.
The Yukon XL is available with optional 4-wheel drive, and a 6-speed automatic transmission is standard. The base engine is 5.4 liters with eight cylinders, and it gets 15 mpg in the city and 20 mpg on the highway.
The Active Fuel Management System can turn off fuel to some of the cylinders when they aren’t being used.