How much is auto insurance for a GMC Acadia?
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UPDATED: Sep 3, 2019
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Starting at $32,000, the 2011 GMC Acadia’s base price is one of the highest in its category, but it features cargo and seating capacity on par with some larger SUVs. It also offers decent fuel economy for a vehicle of its size, as well as abundant options.
To find out how much the typical 2011 GMC Acadia owner pays for maintenance, repairs, fuel, and auto insurance, read on. You can also type your zip code into the box above to compare auto insurance quotes for your area.
Auto Insurance Rates for the GMC Acadia
The typical GMC Acadia owner can expect to pay approximately $1,372 for full coverage auto insurance over the first five years of ownership, according to Edmunds. This is somewhat higher than the auto insurance rates projected for competing midsize SUVs by the National Automobile Dealers Association (NADA).
This organization predicts that Buick Enclave owners will pay about $1,128 over five years, and Dodge Durango owners will pay a total of approximately $1,085 to insure their vehicles for five years. Anticipated 5-year auto insurance rates for the Chevrolet Traverse are $1,120.
Maintenance Costs for the GMC Acadia
GMC Acadia owners can expect to pay a total of about $3,848 for routine maintenance during the first five years that they own their vehicles, Edmunds reports.
First-year scheduled maintenance should cost just over $200, while scheduled maintenance costs during the vehicle’s second year on the road will total almost $600.
Edmunds projects third-year maintenance costs of $300 and a bill of $1,000 for the Acadia’s fourth-year tune up. The scheduled maintenance bill for year five alone is anticipated to approach $1,700.
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GMC Acadia Warranty and Repairs
GMC warrants the Acadia for 36 months or 36,000 miles, whichever comes first. The 2011 Acadia’s powertrain is under warranty for 60 months or 100,000 miles, which is typical among SUVs.
Consumers looking for longer warranty periods should consider the Hyundai Santa Fe or the Kia Sorento, both of which carry powertrain warranties that extend for 100,000 miles or 10 years.
For a typical driver who covers around 15,000 miles per year, the GMC Acadia’s warranty will expire before the vehicle is three years old, so out-of-pocket repair costs will kick in before 36 months.
The expected third-year repair costs for the Acadia are just $115, according to Edmunds, and the projected costs for years four and five are $276 and $403, respectively.
Total out-of-pocket repair costs for the Acadia can add up to just under $800 over five years.
GMC Acadia Reliability Scores
The Vehicle Dependability Study and Initial Quality Study conducted by J.D. Power and Associates indicate that the GMC Acadia’s overall reliability is mediocre.
Its results on these two surveys were combined to arrive at a reliability score of 5.0 on J.D. Power’s 10-point scale.
The Acadia was not the only affordable midsize SUV to earn this low score -the Kia Sorento and Mitsubishi Endeavor earned 5.0′s as well- but there are much more reliable options available in this category.
- Toyota Venza
- Toyota FJ Cruiser
- Toyota Highlander
In the Initial Quality Study, the 2011 Acadia’s mechanical functions generally earned respectable scores from survey respondents, but the design of the vehicle’s powertrain and body earned below-average marks. The Acadia’s dependability ratings for 2007 and 2008, which were used to calculate the vehicle’s reliability score, were consistently below average.
GMC Acadia Safety Ratings
The federal government’s National Highway Traffic Safety Administration (NHTSA) has not yet crash tested the 2011 GMC Acadia, but the Insurance Institute for Highway Safety (IIHS) has released its scores.
The GMC Acadia earned top ratings in all crash test categories, including roof strength and rear crash protection. The Acadia also features standard electronic stability control, which, combined with its excellent crash test scores, qualify it as an IIHS “Top Safety Pick.”
The 2010 GMC Acadia model also earned excellent crash test scores from both the NHTSA and the IIHS, demonstrating a consistent pattern of strong safety performance.
Safety Features in the GMC Acadia
In addition to electronic stability control, the 2011 Acadia also features other industry-standard equipment like traction control, tire pressure monitoring, and an electronic brake force distribution system.
All three passenger rows in the Acadia feature head airbags, and the vehicle is also equipped with anti-lock brakes and a post-crash safety system.
Acadia Passenger and Cargo Capacity
Depending on the trim level and configuration that you select, the GMC Acadia can seat seven or eight passengers. Reviewers give this SUV high marks for seating comfort, and note that even the third-row seat is comfortable for adults, which is not true of all vehicles in this class.
U.S. News points out that although the Ford Flex is only intended to accommodate two passengers in its third-row seat, its back row is actually more spacious than the Acadia’s.
Consumer Guide reports that the Acadia’s cargo bay is generously-sized compared to those of its competitors.
Even with all three rows of seating in use, the Acadia offers just over 24 cubic feet of cargo space and has just under 116 cubic feet of cargo room when only the two front seats are in use.
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