How much is auto insurance for a Ford Taurus?
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UPDATED: Aug 6, 2019
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Well regarded by auto critics and consumers alike, the 2012 Ford Taurus is ranked high among affordable large cars such as the Toyota Avalon, the 2012 Buick LaCrosse and the 2012 Chrysler 300.
Reviewers like the Taurus’ stylish exterior, high-quality electronics, smooth ride, and competitive price, and they don’t have many bad things to say about the Taurus at all.
U.S. News does point out, though, that the much pricier Avalon offers stronger reliability and better fuel economy than the Taurus. The LaCrosse is also a good option if you’d like more standard features than the Taurus offers, and you’re willing to pay extra for them.
The 2012 Taurus starts at $25,555, compared to $33,195 for the Avalon and $29,960 for the LaCrosse.
Ford Taurus Auto Insurance Rates
Drivers who have six or more years of on-road experience can expect to pay about $4,975 in auto insurance premiums over five years, reports the National Automobile Dealers Association. That works out to an annual rate of just under $1,000, and a monthly rate of about $83.
These estimates are very close to the NADA’s estimated annual auto insurance rate for the Chevy Impala, which is $1,049, and the anticipated annual rate of $1,150 for the Toyota Avalon. The typical Chrysler 300 driver pays about $1,185 a year in auto insurance costs.
2012 Ford Taurus Repair Expenses
The 2012 Taurus is protected by Ford’s limited warranty, which extends for three years or 36,000 miles. Its powertrain is also covered for five years or 60,000 miles, which is typical for an affordable large car.
The Taurus’ limited warranty usually expires during the third year of ownership, at which point the vehicle needs about $409 worth of repairs.
The fourth-year the Taurus is on the road, drivers will usually pay about $682 in repair costs, and its fifth-year repair costs generally total about $682. Altogether, the Taurus’ repair costs will add up to about $1,774 over five years, according to the NADA.
For a Chevrolet Impala, you’ll pay about $1,566 for repairs over five years, and the NADA estimates that five years’ worth of repairs will cost just $1,500 for the Toyota Avalon.
The Buick LaCrosse average repair costs are closer to the Taurus’, at $1,627 over five years, and it will cost about $100 more to repair a Chrysler 300 for that length of time.
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2012 Ford Taurus Maintenance Costs
The first year that you own your Ford Taurus, you can expect to pay less than $200 for maintenance, but your scheduled service costs will rise to over $350 during the second year of ownership.
You’ll need about $1,201 to cover the cost of maintenance for the third year of ownership, but costs will fall to just $485 during the fourth year.
The fifth year that you own your Ford Taurus, you’ll pay just $251 for routine service, for a 5-year total of roughly $2,463.
According to the NADA, Chevrolet Impala maintenance will cost almost $2,000 over five years, and costs are comparable for the Toyota Avalon. To maintain a Chrysler 300 for five years, it will cost most owners about $2,347, and the Buick LaCrosse’s average maintenance costs are even higher, at $2,515 for five years.
Ford Taurus Crash Test Results
Both the 2011 and 2012 Ford Taurus models were selected as Top Safety Picks by the Insurance Institute for Highway Safety (IIHS). Other large affordable cars to receive this honor include the Buick LaCrosse, the Buick Regal, the Toyota Avalon, the Dodge Charger, and the Chrysler 300.
All vehicles receiving this honor had top scores in the IIHS’ collision tests, which include rear, side, and front impact tests and a rollover test. They must also feature electronic stability control, which the Taurus does.
Other standard features include Ford’s MyKey system, which is designed so that owners can control certain vehicle functions while others are driving it. For instance, a parent can set a speed limit for the car while a teenager is driving it, or disable the vehicle’s audio functions if seat belts aren’t fastened.
The Taurus also offers abundant optional safety features like a backup camera, a cross-traffic warning system, and a blind-spot warning system.
Ford Taurus Dependability
J.D. Power and Associates has given the Ford Taurus very strong dependability ratings for 2008, the most recent year for which ratings are available.
Its overall dependability was rated “Among the Best,” and it also received this rating for the dependability of specific components and systems like its body, interior, features, and accessories. Its powertrain dependability received the slightly lower “Better than Most” rating.
2012 Ford Taurus Fuel Economy
The 2012 Ford Taurus, which is equipped with a 3.5 liter V6 engine, gets 18 mpg in city driving and 28 mpg in highway driving.
These stats are lower than those of most other large affordable cars, although they’re better than the 16 city/25 highway mpg delivered by the Dodge Charger or the 17 city/27 highway mpg you’ll get from the Buick Lucerne.
The 2012 Buick LaCrosse offers by far the best fuel economy of any large affordable car, with mileage of 25 city/36 highway mpg. The Toyota Avalon also offers decent fuel economy, getting 20 city mpg and 29 highway mpg.