How much is auto insurance for a Dodge Ram 1500?
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UPDATED: Jun 24, 2019
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Drivers looking for a capable full size pickup truck that is also comfortable for commuting don’t need to look much further than the Dodge Ram 1500.
According to U.S. News, reviewers love the Ram’s classy interior styling and car-like ride but they note it’s no slouch when it comes to towing capacity either.
To find out how much auto insurance is for the Dodge Ram 1500 auto insurance rates compare to those for other full size pickup trucks, keep reading.
You can also get instant auto insurance quotes by submitting your zip code above.
Dodge Ram 1500 Auto Insurance Rates
Auto insurance premiums for the Dodge Ram 1500 are not the highest in the full size pickup truck category but they are not the lowest, either. Dodge Ram 1500 owners can expect to pay about $163 per month for insurance, according to estimates from Edmunds.
Toyota Tundra owners can expect payments of around $167 per month. Although that difference doesn’t seem like much, it does add up to almost $250 over five years.
If you opt for a Ford F-150, GMC Sierra, or Chevrolet Silverado, you’ll probably wind up saving a few dollars each month on auto insurance. For the F-150, Edmunds estimates that insurance will cost around $155 per month.
Expected monthly auto insurance for the Sierra are just $135 per month, and Edmunds reports that the cost of auto insurance for the Silverado will be about $127 a month.
If your rates are similar to those predicted by Edmunds, you would save over $2,000 on car insurance over five years if you went with the Silverado instead of the Dodge Ram.
Repair Costs for the Dodge Ram 1500
The Dodge Ram 1500 comes with a powertrain warranty that extends for five years or 100,000 miles and a bumper-to-bumper limited warranty that extends for three years or 36,000 miles.
That said, Edmunds has found that most drivers still end up paying out of pocket for some repairs during the first five years they own their Dodge pickup trucks.
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Dodge Ram 1500 repair costs are expected to be $848 over the first five years that the 2011 model is on the road.
Edmunds estimates that repair bills for the Chevrolet Silverado and the GMC Sierra will be about the same as those for the Dodge Ram, while repair costs for the Toyota Tundra will be about $100 less.
During the first five years owners drive their Ford F-150s, Edmunds expects that they will pay almost $1,500 for repairs.
Dodge Ram Scheduled Maintenance Costs
When it comes to costs for repairs and car insurance, the Dodge Ram 1500 doesn’t stand out from the competition as a good value but its scheduled maintenance costs are lower than those of many competitors.
At just $3,619 over five years, Edmunds estimates that maintenance costs for the Ram are approximately $300 less than for the Toyota Tundra.
Scheduled maintenance bills for the GMC Sierra, the Ford F-150 and the Chevrolet Silverado are expected to be between $4,000 and $4,300 over five years.
Fuel Expenses for the Dodge Ram 1500
Consumers generally don’t expect their full size pickup trucks to be the most fuel efficient vehicles on the road, but even by this low standard, the Ram 1500’s fuel economy numbers are mediocre at best.
The EPA estimates that the 2011 Dodge Ram can get 14 mpg in city driving and 20 mpg on the highway. The only full size pickup truck with lower numbers in both categories is the Nissan Tundra, with an EPA rating of 13 city mpg/18 highway mpg.
The 2011 Ford F-150 is the gasoline-powered full size pickup with the best fuel economy rating, at 17 city mpg/23 highway mpg. The Silverado and Sierra hybrids match the F-150’s highway fuel economy rating, but they beat it by 3 miles per gallon in city driving.
Dodge Ram 1500 Safety
Just as they are not expected to be the most fuel-efficient vehicles on the road, full size pickups are not usually the safest vehicles on the road, either.
While the 2011 Dodge Ram will not be winning any safety awards, it performed adequately on government and insurance industry crash tests.
In the Insurance Institute for Highway Safety’s testing, the Ram earned the top rating of “Good” for its performance in front-impact and rear-impact collisions.
In side-impact testing it only earned a score of “Marginal,” which is the equivalent of two out of four stars.
In the federal government’s crash testing, the 2011 Ram 1500 also performed adequately, earning an overall score of three out of five stars.
It performed much better on the federal government’s side-impact test, with a score of five stars, but its front-impact score of just two stars was much worse. It also earned four out of five stars for its performance in the rollover test, which is good for a pickup truck.
Dodge Ram 1500 Reviews
Despite middling safety ratings, reviewers still found lots to love about the Ram.
Although most reviewers found the standard V6 engine underpowered, the critical consensus is that the optional V8 Hemi provides the best towing capacity and overall power available in the full size pickup truck class.
Consumer Guide also calls the Dodge Ram 1500’s handling “best in class.” Reviewers’ enthusiasm for the Ram 1500 doesn’t end with its engine, though.
Edmunds calls its interior “as good as it gets” for a full size pickup, and the available tech features are extensive.