How much is auto insurance for a Dodge Dakota?
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UPDATED: Jun 24, 2019
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If you’re in the market for a new Dodge Dakota, it’s important to research the vehicle’s total cost of ownership before making a commitment.
Cost of ownership is usually calculated over a 5-year period, and it includes recurring expenses like maintenance, fuel, and car insurance.
Auto insurance rates, in particular, can vary quite a bit based on your driving record, credit history, and even personal characteristics like your age and marital status.
You can find out how much auto insurance is for a Dodge Dakota by typing your zip code into the box above.
Dodge Dakota Performance
According to U.S. News and World Report, the Dodge Dakota is the top pick in the compact truck class when it comes to towing capacity.
When equipped with a 4.7-liter V8 engine, the higher-end Dakota pickups can tow 7,000 pounds or more, and the truck can haul a payload of 1,660 pounds when it’s properly configured.
By way of comparison, the Toyota Tacoma’s towing capacity maxes out at 3,500 pounds, and the largest payload it can handle is 1,350 pounds when properly configured.
Dodge Dakota Power and Acceleration
Reviewers say that the Dodge Dakota is a logical choice for drivers who want full-size towing and hauling capacity at a compact price, but they were less enthusiastic about the Dakota’s power and acceleration.
The Dakota comes with a standard 3.7-liter V6 engine, which Consumer Guide and Automobile.com both call “underpowered.”
Dodge Dakota Fuel Economy
Drivers who opt for the towing and hauling capacity offered by the Dakota will pay the price when it comes to fuel economy.
Dakotas equipped with the V6 engine and 2-wheel drive offer the best fuel economy at 15 city mpg and 20 highway mpg, but when 4-wheel drive is added the numbers go down to 14 city mpg and 19 highway mpg.
Consumers who opt for the full towing and hauling capacity that comes with the V8 engine will have to settle for just 14 mpg in the city and 19 mpg on the highway.
These fuel economy numbers are far lower than anything offered by other compact pickup trucks. The Nissan Frontier and the Suzuki Equator are the next lowest, offering 19 city mpg and 23 highway mpg.
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Dodge Dakota Interior Features
In addition to its hauling and towing capacity, another feature that sets the Dodge Dakota apart from its competitors is its seating capacity.
According to U.S. News and World Report, the Dakota is the only compact pickup truck with room for six passengers, but the base model still seats just four. Storage space is generous, with Extended Cabs boasting 39.0 cubic feet and Crew Cabs offering 46.5 cubic feet.
Edmunds’ reviewer was impressed by the Crate ‘N Go system available in the Crew Cab. This system allows passengers to store items securely under the rear seats.
On the downside, reviewers like Automobile.com noted that the quality of the Dakota’s interior materials felt somewhat cheap.
Nonetheless, the Dakota features all of the standard items one would expect in a pickup truck, including an AM/FM stereo and single-disc CD player.
Tough, stain-resistant cloth seats are available in the base model, and the pricier trims feature optional heated leather seats.
Dodge Dakota Warranty Information
The Dodge Dakota’s warranty is comparable to those offered for competing pickup trucks like the Toyota Tacoma, Ford Ranger, and Chevrolet Colorado.
Dodge’s basic bumper-to-bumper warranty covers the Dakota for 36 months or 36,000 miles, and the extended powertrain warranty lasts for 60 months or 100,000 miles.
Dodge Dakota Safety Features and Ratings
The safety ratings and features associated with your vehicle are an important factor for insurance companies when they calculate your rates.
Pickup trucks are not known for having stellar safety ratings, but the Dodge Dakota holds its own in this category. The 2011 Dakota has been updated with several critical safety features that earlier models were lacking, such as side-curtain airbags and anti-lock brakes.
It also features multistage front airbags that deploy with force proportional to the severity of the crash. The 2011 Dodge Dakota still lacks electronic stability control, which is quickly becoming a safety standard.
The 2011 Dodge Dakota has not undergone the federal government’s crash-testing regimen yet, but its scores should be very similar to those of the 2010 Dodge Dakota.
The 2010 model earned five stars in side-impact crash tests from the National Highway and Traffic Safety Administration (NHTSA), and four stars in rollover tests conducted by the same organization.
How much is car Insurance for the Dodge Dakota?
Edmunds estimates that the true cost of owning an entry-level Dodge Dakota over five years is about $43,000, including just over $10,000 in depreciation. This figure also includes average fuel and financing costs, as well as approximately $4,000 for maintenance and repairs over five years.
Car insurance costs also comprise a significant portion of this estimate, with the average driver reporting car insurance premiums of $8,494 over the first five years of ownership. This works out to about $1,700 per year or $142 per month.
Your personal car insurance rates could be much lower or higher than this average, though, so it’s important to enter your zip code in the box to the get most accurate quote.