Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

Full Bio →

Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jun 24, 2019

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

The rates you pay to insure your Chevrolet Colorado will depend on your driving history, as well as demographic factors like your age, gender, and marital status.

Your credit score and the region in which you live can also influence the cost of insuring your Chevrolet Colorado.

You can lower your car insurance rates by only purchasing liability insurance, but this means that if your truck is damaged in an accident or stolen, your insurance will not pay the cost of repairing or replacing it.

Compare auto insurance quotes for the Chevrolet Colorado online!

Comprehensive insurance can be expensive but it will also protect your investment.

This can be particularly important if you finance your purchase, because if your vehicle is totaled soon after you purchase it, you could end up owing money for a pickup truck that you can no longer drive.

Read this article to learn how the Chevrolet Colorado compares to other compact pickup trucks.

Chevrolet Colorado Rankings

U.S. News and World Report ranks the Chevrolet Colorado 6th out of the seven compact pickup trucks on the market. The Colorado beats out the Ford Ranger but takes a back seat to rivals like the Nissan Frontier (#1), the Toyota Tacoma (#2), and the Suzuki Equator (#3).

The Colorado boasts a competitive starting MSRP of $17,145, and its fuel efficiency of 18 city mpg and 25 highway mpg places it in the same range as competitors like the GMC Canyon.

Only the Ford Ranger is a significantly better buy when it comes to fuel economy, with ratings of 22 mpg in the city and 27 mpg on the highway.

However, reviewers complain that the Chevrolet Colorado does not stand out from the pack in any substantial way. U.S. News reports that the Colorado is likely to be discontinued in 2012.

Chevrolet Colorado Trims

Chevrolet Colorado drivers can select a regular, extended, or crew cab, and they can also choose between 2-wheel and 4-wheel drivetrains. The regular cab model comes with either the WT or the Z85 trim package.

The WT is the base trim, and it includes a standard 5-speed transmission, an AM/FM stereo, an in-dash driver information center, and halogen fog lights. The Z85 trim incorporates these basic features, plus a CD and MP3 player.

Drivers can outfit the extended cab Chevrolet Colorado with either the WT or the Z85 trim package, or they can upgrade to the Z71 or Sport package.

The main difference between these two packages and the less expensive trim levels is the engine size: the Z71 comes with a 3.7 liter I-5 engine, and the Sport package features a 5.3 liter V8 engine. The WT and Z85 models are both equipped with 2.9 liter I-4 engines.

The Z71 and Sport packages also come with added amenities like power locks and windows, remote keyless entry, and an auto-dimming rearview mirror. The Chevrolet Colorado crew cab model can be paired with any trim except for the WT.

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Chevrolet Colorado Performance

Reviewers like Consumer Guide say that the I-4 and I-5 engines provide plenty of power for in-town driving, but U.S. News suggests that if you’re willing to pay for the upgrade to the V8, you should strongly consider purchasing a full-sized pickup like the Chevrolet Silverado instead.

Reviewers’ main complaint about the Colorado is its handling and ride quality. While expectations for pickup trucks are not usually high in this regard, the Colorado managed to disappoint reviewers from Edmunds and Car and Driver.

Edmunds’ reviewer described the driving experience as “subpar,” and Car and Driver called the Colorado’s steering “numb.”

One bright spot for the Colorado is its towing and hauling capacity. The base model Colorado can tow a maximum of 3,400 pounds, while the V8 models max out at 6,000 pounds.

When it comes to hauling, the base model can accommodate a competitive 1,422 pounds, while the Z71 extended cab model can handle a payload of up to 1,741 pounds.

Chevrolet Colorado Safety Ratings and Features

All Chevrolet Colorado models are equipped with safety features like electronic stability control, traction control, and 4-wheel anti-lock brakes.

All models also come standard with anti-theft systems and Chevrolet’s OnStar service, which assists drivers by automatically contacting emergency responders in the event of a crash.

Although certain Chevrolet Colorado models performed well in selected crash tests, the overall safety picture for this vehicle is mixed. This is important, because poor crash test performance can result in higher insurance premiums.

The 2011 Chevrolet Colorado hasn’t been tested yet, but the 2010 crew cab model earned the highest possible rating of five stars from the federal government in front and rear crash tests.

However, it only earned three stars for protecting the driver in side-impact crashes. The regular and extended cab models earned 4-star ratings across the board.

The Chevrolet Colorado’s performance in Insurance Institute for Highway Safety (IIHS) testing was less impressive, though.

The IIHS rated the 2010 crew cab model’s performance on roof strength tests “Marginal,” and it rated the vehicle’s performance in side-impact crashes “Poor.”

U.S. News suggests that drivers who are concerned about safety should consider other compact pickup trucks, such as the Toyota Tacoma.

Auto Insurance Rates for the Chevrolet Colorado

Edmunds estimates that the cost of insuring a Chevrolet Colorado Crew Cab for five years is almost $8,000, while Kelley Blue Book puts the figure for the same model closer to $5,000 for five years.

These figures break down to between $1,000 and $1,600 per year. Your personal insurance rates are likely to fall somewhere in this range, but enter your zip code in the box for a personalized quote.

Compare Auto Insurance Quotes for the Chevrolet Colorado online!

Related posts:

  1. How much is auto insurance for a Dodge Dakota?
  2. How much is car insurance for a Chevrolet Volt?
  3. How much is car insurance for a Chevrolet Equinox?
  4. How much is auto insurance for a Honda Pilot?
  5. Top 10 Pickup Trucks in the USA