How much is auto insurance for a Cadillac Escalade?
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UPDATED: Jan 19, 2022
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The 2012 Cadillac Escalade is designed to be noticed. Reviewers say that there are plenty of quality vehicles in the luxury SUV category, but none turns heads like the Escalade. For 2012, Cadillac has left many elements of this popular SUV unchanged, but it has added a new trim level with a slightly different look.
While the other Escalade trims incorporate chrome accents on the door handles, grille, and wheels, the 2012 Escalade Premium features body color accents for drivers who want a little less glitz.
How much is the 2012 Cadillac Escalade?
The base model 2012 Escalade starts at $63,170, which is about $5,000 more than the base price for the Lincoln Navigator. The Escalade is also pricier than the Infiniti QX56 and the Mercedes Benz GL SUVs, but it’s far less expensive than the $78,835 Range Rover.
If you’re not satisfied with the extensive standard features on the base model Escalade, its price climbs quickly. The 2012 Escalade’s Luxury trim starts at $67,395, and the base MSRP for the Premium trim is $71,675.
If you opt for the Escalade Platinum trim, you’ll shell out at least $79,945.
Keep reading for important details about 2012 Escalade ownership, like the cost of auto insurance, or submit your location info now to see quotes for your zip code!
Cadillac Escalade Auto Insurance Rates
The 2012 Cadillac Escalade is so new that consumer data on auto insurance rates isn’t out yet, but you can get a good idea of how much you’ll pay to insure this luxury SUV by examining the rates for the previous model year.
Reports from NADA indicate that an experienced driver with over six years’ experience will pay about $10,574 to insure a base model 2011 Escalade over five years. That averages out to about $2,115 a year or $176 a month.
If you have three to six years’ driving experience, the NADA predicts that you’ll pay nearly $20,000 over five years, which translates to an almost 100% increase in your annual bill.
For newer drivers with less than three years’ on-road experience, the NADA projects a total auto insurance premium of almost $30,000 over five years. That’s almost half the original cost of the vehicle.
Although you can’t help your level of driving experience, you do have control over the trim level you choose for your Escalade. The general rule is that the more you pay for your vehicle, the more it’ll cost to insure, and the Cadillac Escalade is no exception.
The NADA projects a 5-year auto insurance premium of $11,983 for an experienced driver who purchases an all-wheel drive Escalade Platinum Edition. That means you can save over $1,000 on insurance by sticking with the base model.
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Escalade Warranty and Repair Costs
Cadillac warrants the 2012 Escalade for four years or 50,000 miles, which is standard for luxury vehicles. What’s unusual is that it offers a separate powertrain warranty for five years or 100,000 miles, and this warranty is inclusive of roadside assistance.
Most luxury carmakers don’t warrant their powertrains outside of the coverage provided by the limited warranty, and their complementary roadside assistance also expires when the limited warranty does.
Another unique feature of the Escalade’s warranty is that it is transferrable to new owners.
For an Escalade driver who covers about 15,000 miles per year, the vehicle’s basic warranty will expire sometime during the fourth year of ownership.
The NADA estimates that a typical driver will pay about $766 during that year for repairs, and he or she will owe about $1,150 for repairs during the fifth year of ownership. That adds up to a total 5-year repair cost of $1,916 for the 2011 Escalade.
Cadillac Escalade Maintenance Costs
For both 2011 and 2012 Cadillac Escalades, Cadillac Premium Care Maintenance is included in the price. This program provides free maintenance, including oil changes, tire rotations, and filter replacement, for the length of the limited warranty.
This results in a low 5-year maintenance cost of just $1,264, according to the NADA.
The Escalade’s fourth-year repair bill, which is expected to total $1,076, will account for a large portion of this cost. The NADA projects that the balance of $188 will be paid for fifth-year repairs.
Cadillac Escalade Crash Test Scores
The 2012 Escalade’s crash test ratings aren’t in yet, but they’re likely to be similar to those for the 2011 model. The Escalade earned top 5-star ratings from the National Highway Traffic Safety Administration for its crashworthiness in front and side-impact collisions, but it received a rollover rating of just three stars.
Although this score is much lower than the ratings of typical luxury sedans, it’s average for an SUV.
2012 Escalade Performance
All four 2012 Cadillac Escalade trims are equipped with powerful Vortec 6.2 liter V8 engines. Drivers can opt for 2-wheel drive or all-wheel drive. Reviewers give the Escalade’s powertrain high marks for its acceleration and smooth 6-speed transmission.
Despite its size, auto critics like Edmunds and Car and Driver also say that the 2012 Escalade is easy to drive, with responsive steering and a well-tuned suspension.
2012 Escalade Fuel Economy
The 2-wheel drive Escalade averages 14 city mpg and 18 highway mpg, which is a little lower than the Lincoln Navigator’s 14 city/20 highway mpg rating.
However, the 2-wheel drive Escalade’s city fuel economy is slightly stronger than the 13 city mpg you’ll get with the Toyota Land Cruiser or the 12 city mpg you’ll get from the Range Rover. This advantage is largely erased if you purchase an Escalade with all-wheel drive, though.
These vehicles average just 13 mpg in the city and 18 on the highway. The 2-wheel and 4-wheel drive Cadillac Escalade Hybrids both get 20 city mpg/23 highway mpg.