How much is auto insurance for a BMW X6?
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UPDATED: Jul 9, 2019
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The 2011 X6 has all of the qualities that BMW owners expect, like sporty handling, a sophisticated exterior design and a luxurious interior. However, its awkward attempt to straddle the line between car and SUV leads Edmunds to call it “vehicular nonsense.”
Reviewers say that this “sport activity vehicle” will not satisfy drivers looking for a utilitarian SUV due to its limited seating capacity and off-road capabilities.
By the same token, it has been reviewed as too large and unwieldy to satisfy buyers who want a classic, fun-to-drive BMW. And its $57,000 starting MSRP makes it far more expensive than more practical SUV competitors.
However, some car buyers don’t mind writing a hefty check for a slightly impractical vehicle if it looks good and is loaded with tech features. If that describes you, then the BMW X6 might be your ticket.
Drivers who don’t need to seat more than one or two passengers will find it satisfactory, and the X6 could also be an excellent choice for someone who likes the SUV look, but doesn’t want a bulky vehicle with poor handling.
For more info about how the 2011 X6’s auto insurance rates compare to those for other crossovers, keep reading.
You can also enter your zip code in the box at any time to compare auto insurance quotes for the BMW X6.
How much is auto insurance for the BMW X6?
At approximately $1,750 per year, car insurance rates for BMW’s X6 crossover are about average for a vehicle in its class, according to Edmunds’ data. The Acura MDX, the BMW X5, and the Lexus RX 350 all have comparable auto insurance rates.
However, Edmunds reports that estimated average rates for BMW’s M Class SUVs are a bit lower, at $1,608 annually. The Volkswagen Touareg is somewhat costlier to insure, with an estimated annual rate of $1,858.
Maintenance Costs for the 2011 X6
All BMWs are covered by a 4-year/50,000 warranty that includes scheduled maintenance. However, most drivers put enough miles on their vehicles that the warranty expires during the 3rd year of ownership, and they wind up paying several thousand dollars for scheduled maintenance during the first five years that they own their BMWs.
For the X6, Edmunds estimates that scheduled maintenance will cost the average owner $4,402 during the first five years their crossover is on the road. This figure is very close to Edmunds’ 5-year scheduled maintenance cost estimates of $4,545 for the BMW X5 and $4,329 for Acura’s MDX SUV.
Estimated maintenance costs for the Lexus RX 350 somewhat higher, at $4,825 over five years. M Class SUVs from Mercedes are some of the most expensive vehicles in this class to maintain, with estimated 5-year costs of $6,738.
Volkswagen’s Touareg has some of the lowest maintenance costs for a midsize SUV, at just $3,673 for five years.
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BMW X6 Repair Costs
Repair costs for BMW and Mercedes SUVs are significantly higher than those for competitors like Volkswagen, Lexus, and Acura.
The MDX, RX 350 and Touareg SUVs only have estimated repair costs of slightly more than $1,000 over the first five years of ownership, according to Edmunds. At $3,005, repair bills for the BMW X6 are nearly three times this amount.
Repairs for BMW’s X5 SUV are even costlier, totaling approximately $3,200 over five years. Mercedes’ M Class SUVs are less expensive than BMWs to repair, but their estimated repair costs are still quite a bit higher than those for the Lexus, Volkswagen and Acura SUVs.
Edmunds predicts that M Class owners will pay just above $2,600 over five years for repairs.
Fuel Costs for the BMW X6
It is perhaps not surprising, given its relatively light curb weight, that the BMW X6’s fuel economy numbers compare well to those of other midsize SUVs.
At 16 city mpg and 23 highway mpg, the X6 matches the fuel economy numbers of the Infiniti FX, the BMW X5, the Volkswagen Touareg and the Acura ZDX.
The only non-hybrid midsize SUVs with better fuel efficiency stats are the Lexus RX 350 and Lincoln’s MKX and MKT. The MKT gets 19 city mpg and 26 mpg on the highway.
Safety Ratings and Features for the X6
Like most high-end luxury SUV’s, the BMW X6 hasn’t been subjected to government or insurance industry crash testing. However, its safety features are extensive.
All X6 models are inclusive of dynamic stability control, brake assist and tire pressure monitoring. Another, less common, standard safety feature is brake drying, which maximizes your brakes’ performance in the rain.
You can also upgrade your X6 with advanced safety features like a backup camera, which reviewers like Automobile Magazine recommend to help you cope with the X6’s tiny rear window.
Lane departure monitoring helps to prevent accidents by alerting distracted or sleepy drivers if they cross into another lane unintentionally, and active cruise control keeps the X6 at a constant speed relative to the vehicle in front of it.
BMW X6 Performance
All BMW X6s come standard with all-wheel drive, and there is also an available Active Hybrid trim. Although reviewers like Car and Driver say that the Active Hybrid X6 is powerful and fun to drive, they’re not sure it’s worth the extra $30,000 that it adds to the X6’s price tag.
X6 owners who opt for a gas-powered engine can choose between a 3.0 liter I6 engine and a 4.4 liter V8, both of which impressed reviewers like Motor Trend.
Consumer Guide and Edmunds agree that the X6 provides a great ride and athletic handling for an SUV, but it’s important to keep in mind that it lacks important SUV capabilities like a spacious backseat and off-road chops.
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