Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Jan 10, 2020

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Driving under the influence is a very serious offense with serious consequences. DUI and DWI penalties can range from driver’s license suspension to jail time and a single DUI can set you back some serious cash.

The estimated cost of a DUI conviction can set you back at least $10,000 when you incorporate DUI fines, legal fees, transportation costs and more. Not to mention the stress, regret and potential damage caused while driving under the influence.

Compare auto insurance above now by entering your ZIP code.

Every state has unique DUI or DWI laws but you can bet that every law enforcement officer takes driving under the influence very seriously. No matter how attractive you are, what kind of car you drive or even those booster club bumper stickers will avoid a DUI charge if you get pulled over after tossing back a few.

What happens to auto insurance after a DUI?

Nothing good. Your auto insurance rates will increase by up to 200 percent or more and a DUI conviction can stay on your record for up to 10 years or more. Not only that but many of your friendly auto insurance companies today will send you a goodbye note when it comes to renewing your policy.

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Denial of auto insurance after a DUI is very common. So before you go out and have a drink tonight think about what can happen such as:

  • At least $10,000 in fines
  • Serious bodily injury / Possibly even death to others
  • A lifetime of regret
  • Auto insurance bills of up to 200 percent or more
  • Up to 10 years of explaining what happened when someone pulls your driving record
  • Denial of employment
  • and many more headaches

Oh, and did we say you can kill someone! DO NOT drink and drive and if you do, expect to pay the fines and carry the regret you most appropriately deserve.

DUI Laws and DWI Laws by State

View the different state laws about DUI or DWI including penalties, blood alcohol content (BAC) level and more by using the links below:

Compare auto insurance below now by entering your ZIP code.