Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate drivers about...

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Reviewed by Laura Walker
Licensed Agent for 10 Years

UPDATED: Sep 16, 2019

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance-related. We update our site regularly, and all content is reviewed by auto insurance experts.

Need car insurance and don’t know where to start? Many drivers feel dazed and confused about auto insurance and rightly so as the insurance industry can be a little difficult to follow.

Thankfully we have a wealth of content to help young drivers and experienced ones learn more about the different types of insurance, common car insurance discounts and even answers to popular questions.

However, once you know enough about coverage to make an educated design you still need to find the right provider.

Car insurance is a fairly competitive market and most states have over 100 licensed auto insurance companies. Even in the least competitive market (Massachusetts), there are still a couple of dozen providers to choose from.

Choosing a car insurance company means finding a provider who can offer affordable premiums and the customer service you need.

Whether its online account management tools, a 24/7 toll-free number or a local agent, it’s important to review car insurance companies before purchasing a policy.

Use our FREE quote tool to compare insurance rates now!

What should I look for in a car insurance company?

This comes down to a personal choice and one of the main reasons why there is no such thing as the best car insurance company for all drivers. Finding a company you can trust with your financial protection means doing some research and many consumers search for car insurance reviews online.

The downfall here is that too many drivers listen to customers who have never filed a claim. While customer service is essential to the success of any car insurance company you really need to try and gather reviews from policyholders who have been through the claims process.

We can help provide you with car insurance reviews based on a company’s product offerings, discounts, account management tools and other tangible items but speaking with friends and associates is certainly one of your best ways to gather more information on auto insurance companies.

How many car insurance companies are there?

This depends on where you live. In some states, there are a few dozen while other stated have almost 200 providers who offer coverage. View the total number of car insurance companies licensed by the state.

Where can I find car insurance reviews?

We have a dedicated section to car insurance company reviews where we have reviewed everybody from Allstate to State Farm to the General Car Insurance Company. We even offer a wealth of comparisons such as Allstate vs. State Farm to help quicken your search.

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What are the most common factors people compare car insurance by?

The choice of which auto insurance company to use is a personal choice but there certainly are many factors which play in the decision of most consumers including:

Cost of Premiums

While the cost of the car insurance should only be compared once you have the exact type of coverage determined premiums always play a role in a driver’s choice for a car insurance company.

Account Management Tools

Historically as long as an insurance provider had a local agent or a toll free number that was enough but with the advance of technology people now want online account management tools, online claims handling, credit card payment options and more.

You really should compare all the options any car insurance company offers to manage and service your policy before purchasing coverage.

Customer Service Hours

This is a big thing and many drivers fail to check the customer service hours of an insurance company before signing up. Do you really want an insurance company who is only open from to 8 to 6 – the same hours your car is just sitting in the employee parking lot?

Always make sure any car insurance company you choose has the operating hours you need. Having a car accident and only being able to hear a pre-recorded message asking you to call back is not the start of any good relationship.

Discounts

Car insurance discounts play a big role in auto insurance premiums and discounts vary from one provider to the next. Companies like Geico offer a long range of affinity discounts and some even offer Hybrid car discounts.

Read up on common car insurance discounts and try to take advantage of as many as you can.

Recommendations

There is no higher recommendation of a car insurance company than a trusted friend but its really important to ask why they like the company so much.

Try to just smile if the reason they choose the company was a cute lizard or sexy spokesperson and dig around for recommendations from people who have filed a claim.

Car insurance reviews play a big role in choosing an auto insurance provider so get started with our list of car insurance companies and get one step closer to finding an affordable auto insurance policy today.

View a list of Car Insurance Companies

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