How much is auto insurance for an Audi Q5?
The 2012 Audi Q5 is one of the top-ranked compact luxury SUV’s on the market alongside the Infiniti EX, the Volvo XC60, the Range Rover Evoque and others. Though its starting MSRP of $35,600 doesn’t make it the most affordable vehicle in its class, the Q5’s price is competitive. The auto press is also enthusiastic about the 2012 Q5’s attractive exterior design, as well as its sumptuous interior and sedan-like ride. This compact SUV’s only Achilles heel is its cramped rear seat and comparatively low cargo capacity.
Another point in the Audi Q5’s favor is its turbocharged 2.0 liter 4-cylinder engine, which will provide plenty of power for your daily commute, reviewers say. There’s also a 3.2 liter V6 option that generates 270 horsepower. However, it costs almost $7,500 more than the base engine. The larger engine also has lower fuel economy ratings, at 18 city/23 highway mpg, compared to 20 city/27 highway mpg for the 2.0 liter. Keep reading for details about how much Audi Q5 auto insurance costs, or submit your zip code for quotes!
Audi Q5 Auto Insurance Premiums
Though it’s too soon for average auto insurance rate data to be available for the 2012 Audi Q5, the average rate estimates for the 2011 model provide a helpful guide. NADA reports that over five years, a typical 2011 Q5 driver will pay about $7,485 in auto insurance premiums. That breaks down to an annual rate of $1,497, and a monthly car insurance bill of $125.
That rate estimate is for more experienced drivers, though. If you’re a newer driver, you’re likely to pay monthly rates of $350 or more. If you opt for a higher trim level, your car insurance rates will also go up. For instance, if you choose an Audi Q5 with the Prestige trim, you’ll pay around $400 extra in car insurance premiums each year.
Audi Q5 Maintenance Costs
Maintenance expenses for your first year of Audi Q5 ownership should be around $147, the NADA estimates. For the second year of ownership, you’ll pay approximately $398 for scheduled maintenance, and your bill will be roughly $316 for the third year. The fourth year that you drive your Audi, you’ll pay a bill of around $2,500 for an overhaul, but your fifth-year bill will be just $251. That totals up to an average 5-year scheduled service bill of $3,640 for the Q5. Interestingly, the NADA’s data indicates that overall maintenance expenses are slightly higher for the base model than for the higher-level Prestige trim.
Audi Q5 Repair Costs and Warranty
If you buy a 2012 Audi Q5, it will be warranted for four years or 50,000 miles, and you’ll have complementary roadside assistance for four years and unlimited miles. For most Q5 owners, the vehicle’s warranty will expire near the beginning of the fourth year of ownership. During that year, repair costs will add up to around $930, and fifth-year repair expenses will total about $1,394. Altogether, you’ll pay approximately $2,324 for Audi Q5 repairs over five years.
Audi Q5 Crash Test Results
The crash test results for the 2012 Audi Q5 aren’t in yet, but they’re likely to be just as impressive as those for the 2011 Q5. It was voted a “Top Safety Pick” by the Insurance Institute for Highway Safety (IIHS), which means that it received a top score in each of the IIHS’ collision tests. These include front and side impact tests, as well as a roof strength test and a whiplash protection test.
Although these results are excellent, keep in mind that nearly every compact luxury SUV on the market also met these same criteria. The Infiniti EX, the Cadillac SRX, the Volvo XC60, and the Mercedes GLK are all “Top Safety Picks” as well. The Acura RDX was the one SUV in this category to earn a subpar score of “Marginal” on the IIHS’ rollover test, and several models, like the BMW X3 and the Land Rover LR2, were not fully tested.
2012 Audi Q5 Trims and Reviews
Aside from its smaller-than-average cargo bay, reviewers can find little to criticize about the 2012 Q5’s interior. Businessweek reports that this compact SUV’s cabin is ergonomic and upscale, and Consumer Guide describes its leather seats as “cushy” and “supportive.” Edmunds says that the Q5 has ample space for passengers, but Motor Trend notes that adults may feel cramped in the back.
The base model 2012 Q5’s equipment list is extensive. It includes satellite radio, an auxiliary input jack for audio devices, and speed-sensitive volume controls. There’s also Bluetooth, steering wheel-mounted audio controls, and three-zone climate control. This all comes standard, but keep in mind that the Q5’s price can climb quickly as you add on the more exotic tech options.
If you really want to go all out, your best bet is the Q5’s Prestige trim. It comes with HD radio, push-button start, a voice-activated navigation system, and a premium Bang & Olufsen sound system. These gadgets don’t come cheap, though: the starting price for the Q5 Prestige is around $50,000. Some reviewers find the controls on this model a bit difficult to use, but the consensus seems to be that they are more intuitive than what you’ll find on the typical luxury SUV.
Since the Q5 is at the top of its class, some reviewers argue that you really can’t do better. However, consumers who are willing to pay a bit more for a larger base engine may consider the BMW X3. The base model features a V6, but it costs almost $2,000 more than the Q5. You could also save about $2,000 by opting for the Volvo XC60.
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